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homeowners insurance quote online
Top 3 reasons to get home insurance from Esurance:
- Easily file claims anytime with 24/7 customer service
- Score awesome cash-saving discounts on your policy
- Enjoy protection against property theft and damage
count on esurance for your homeowners insurance coverage
Whether you're at or away from home, you can depend on a homeowners insurance policy from Esurance and through our partners to help protect your personal liability and belongings.
Cut down on paperwork and hassle with simple online policy management, flexible payment options, and reliable 24/7 customer service.
You deserve peace of mind when it comes to your home. Grab a free homeowners insurance quote or speak with an agent today to get started.
Why you can rely on Esurance
We embrace a convenient, smart approach to the insurance process, with innovative online technology and tools that make it easy to get a quote and manage your policy, and some of the most affordable homeowners insurance rates around.
Esurance is a proud member of Allstate, an industry leader with more than 80 years of experience. We have an "A+" rating from A.M. Best*, a respected industry rating organization, which means we'll have your back if you need to file a claim.
what our customers say
"I had been with the same insurance company for several years, and the rates kept going up. Switching to Esurance lowered my monthly escrow payment."
— Willie G.
"Great insurance company"
"Love the pricing and benefits using the online interface."
— Dennis L.
what’s covered by home insurance
We like to think of our houses as the ultimate safe havens. But accidents and injuries can and do occur there. That's where a good home insurance policy has your back. Home insurance covers you against these main risks:
Damage to the home itself: Homeowners insurance can help repair your house and freestanding structures (garage, tool shed, etc.) if damaged by things like lightning, tornadoes, hail, vandalism, vehicles, or fire. It can also help pay to relocate you during repairs.
Property theft and damage: If your stuff is stolen in a home burglary or damaged in a fire, homeowners insurance can help reimburse you for the cost to replace it. In some cases, this coverage applies away from home, too (say, if your laptop is stolen from your car).
Personal liability: If guests are injured at your place, your policy could help protect you from paying their medical bills out of pocket. It can also help cover accidental injuries you cause away from home.
Keep in mind that most policies don't cover floods or earthquakes. Check out our detailed list of what homeowners insurance covers to be fully prepared.
what homeowners insurance can cost
Considering the potential cost of replacing all your valuables, or even your entire house, getting home insurance is always a smart investment. While your house might be where you feel most comfortable, there's still a lot of unpredictable stuff that can happen there — and you shouldn't have to face it alone.
Home insurance rates usually vary depending on some of these main factors:
- The age of your house
- The coverages, limits, and deductibles you choose
- The location of your house (think exposure to severe weather)
discounts on your home insurance policy
By getting homeowners insurance from Esurance or through our partners, you might be able to score cash-saving perks. For instance, customers who choose to bundle Esurance home and auto insurance could save with the Multi-Policy discount.
Here are a few other discounts you might be able to enjoy with your coverage after getting a quote:
- Hail Resistant Roof discount
- Home Safety Features discount
- Storm Shutter discount
- Preferred Buyer discount (for paying your premium on time)
home insurance contact info
If you have questions about an existing policy, here's how you can get in touch with an agent today.
For homeowners policies underwritten by Esurance:
For home insurance policies not underwritten by Esurance, visit our contact page.