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Top 3 things to know about pet insurance:
Decisions about your furry friend's health can be tough. But through our partner, Petplan, you can protect your dog or cat with the most comprehensive coverage … in just a few minutes! Here's what's covered for your pet:
See more pet insurance coverages.
Here are some ways you can nab some discounts from our pet insurance partner, Petplan.
You could be eligible for up to a 10% lifetime discount on Petplan insurance (offer varies by state).*
As a new Petplan customer, you could also be eligible for a $25 reward (offer varies by state).*
See more pet insurance discounts.
In 2016, the North American Pet Health Insurance Association reported that the average premium for Accident & Illness Plans were roughly $41 a month. Not bad. But truth be told, premiums vary widely.
Like all other types of insurance, pet premiums depend on oh-so-many factors, including:
That said, coverage for your Chartreux might be in the range of $16 a month, while your French Bulldog's could be somewhere around $60. For this reason, it's not a bad idea to shop around and compare quotes — just like you would for health insurance, say, or an auto policy.
It's simple: you pay the vet, submit your claim, and Petplan pays you back (up to the chosen reimbursement level).
All Petplan policies cover the treatment your vet recommends to get your four-legged pal back on its paws after an unexpected illness or injury (up to your policy limits, as long as the condition didn't pre-exist the policy or occur during the policy waiting period).
Treatments your pet could be covered for include:
Filing claims with Petplan is easy and can even be done via their easy-to-use mobile app. Just log in, upload photos of the documentation, and hit submit. Simple as that.
Your reimbursement will be based on the actual amount you paid the veterinary clinic, instead of a benefit schedule or a fee determined by the insurer.
That means you'll never max out per-incident or per-illness caps on coverage — because there aren't any. Instead, there's a simple annual limit you choose.
While many providers label chronic conditions as pre-existing once the policy term expires and exclude them from your coverage, Petplan will cover these conditions year after year as long as the policy is renewed each year without a break in coverage.
Petplan will never cancel your policy due to your pet's age, health or claims history.
If your pet suffers serious illness or injury, it can be extremely stressful — both emotionally and financially. And costs for treatments like intensive care, meds, tests, and IV fluids can quickly add up. Pet insurance, however, could cover most of those costs, allowing you to focus on your pet's full recovery.
To be sure, there's no one-size-fits all package. As with most providers (and anything, really), you have to balance quality with quantity. As a trusted Esurance partner, Petplan helps you tailor your coverage to the specific needs of your pet.
Find all the answers to your insurance questions here.
Or speak with an insurance agent at 1-800-214-0638.
*The 10% discount on premiums is comprised of a 5% online discount plus a 5% Esurance partner discount. Subject to approval. Online discount not available in CA, FL, NY or TN. Partner discount not available in FL, HI or TN. $25 reward offer valid on new policies only. Policy must be active for 30 days to be eligible to receive $25 reward offer. Renewals are not eligible for this promotion. Offers will be fulfilled within 6–8 weeks of policy inception. $25 offer is not available in AK, IN, KS, MI, ND, OR or WA in the US. Not available in Canada except in AB, BC and MB. Not valid with any other offer. This offer is subject to change at any time without notice.
Coverage subject to terms and conditions, less any applicable policy limits, deductible or co-pay, and pursuant to all policy exclusions. Policy terms and conditions may vary by state or province and are subject to change without notice. Petplan insurance policies are administered by Fetch Insurance Services, LLC (Fetch Insurance Agency, LLC in Michigan), d/b/a Petplan (Petplan Insurance Agency, LLC in California) and underwritten by XL Specialty Insurance Company and AGCS Marine Insurance Company, a member of the Allianz Group, in the U.S. and XL Specialty Insurance Company — Canadian Branch in Canada. For more information, visit GoPetplan.com. ©