get a free mexico car insurance quote for reliable coverage

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Why you might need car insurance in Mexico:

Heading south of the border? There's a fair chance U.S. car insurance won't ride along with you. Luckily, you can secure top-notch coverage, which includes liability, legal assistance, roadside assistance, and much more. All through our trusted partner at International Insurance Group, Inc. (IIG).

policy through an esurance partner

get reliable coverage in Mexico through an esurance partner

Much like here in the U.S., Mexican law requires you to purchase liability insurance from a licensed Mexican insurer in order to legally drive there.

And while that may sound a bit daunting, Esurance can help you find long-term or short-term coverage options that are right for you, at a price you can afford.

Get a quick, free quote through our partners at International Insurance Group, Inc. (IIG) and secure a reliable Mexico auto insurance policy in minutes.

temporary mexican auto insurance

buying mexican auto insurance

IIG works directly with the most reliable insurance companies to provide coverage for cars, trucks, motorcycles, RVs, ATVs, UTVs, travel trailers, and more, at rates you can afford. All companies they work with have at least an “A” rating from A.M. Best, meaning they have the financial stability needed to pay claims and protect their customers.

A typical Mexican auto insurance policy might include:

  • Liability limits of up to $500,000
  • Property damage and theft coverage
  • Guaranteed legal and bond assistance, which assists you with the cost of legal assistance in certain covered situations
  • The option to repair your vehicle in Mexico or the U.S.
  • Fixed deductibles
  • Uninsured motorist coverage
  • Gap coverage
  • Medical expense payments
  • Roadside assistance

How much auto protection do you need in Mexico?

The most important coverage to secure is personal liability protection — which, again, is required to legally drive in Mexico.

If a driver doesn't have liability coverage, and is held responsible for damages or injuries following an accident, they could be detained by Mexican authorities until they can prove their ability to cover the costs.

Luckily, a policy through IIG not only helps you meet the minimum liability to drive in Mexico, but it could also help you through the legal process in the wake of a covered incident.

That said, consider buying the highest coverage limits you can comfortably afford — especially given the unfamiliar and potentially hazardous driving conditions.

What you need to get a Mexico car insurance policy

It's helpful to have the following details at your fingertips before getting your quote:

  1. Dates you'll be traveling in Mexico
  2. Where in Mexico you'll be traveling
  3. Make, model, year, and current market value for the vehicle
  4. Vehicle Identification Number (VIN)
  5. License plate number
  6. U.S. insurance policy number
rental car insurance in mexico

insuring a rental car in mexico

Getting rental car insurance in Mexico may prove to be a bit of a hassle. But by exploring the following options, you'll have much better footing.

Mexican car insurance through the rental company

When you rent a car in Mexico, you'll likely be able to insure the car through the rental agency itself. Since U.S. auto insurers and IIG only insure rentals with domestic plates or non-Mexican plates, getting coverage through the rental agency (though a bit more expensive) is usually the only option.

Renting a vehicle in the U.S. and driving it into Mexico is a different situation. Because not all rentals allow drivers to take their cars into Mexico, make sure to check with the location first. Some rental companies only allow travel to Mexico from certain areas. You might also be charged an additional fee. Moreover, the agency may require you to purchase insurance through them.

Mexican car insurance through your credit card company

If you're using a credit card to secure your rental car, your credit card company may offer certain coverages.

But those coverages can have international limitations — so before you rely on a credit card, ensure it will cover you specifically in Mexico. It's always a good precaution to call the number on the back of the card and speak with a representative.

mexico auto insurance contact info

mexico auto insurance contact info

If you have questions about an existing policy, here's how you can get in touch with the friendly licensed agents at IIG.

Phone: 1-844-265-5605
Hours: Monday through Friday, 7:30 a.m.–5:30 p.m. MT

Get your free quote today for auto insurance in Mexico.

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