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car insurance discounts

Safe driving is rewarding — and it could mean savings! Here are just a few of the money-saving discounts you may qualify for.

Switch & Save® discount

Save money just by switching to Esurance from another insurance company. See if it's available in your state.

Good Driver discount

Have a valid drivers license for at least 3 years with one or zero penalty points on your record. See if it's available in your state.

Safety Device discount

Safety devices, like airbags or automatic seatbelts, could mean savings on medical coverage. See if it's available in your state.

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every driver is different

From the moment you start your car insurance quote, Esurance goes to work, helping you find coverages that are right for you. You'll see how your rate is calculated and what's covered so you can feel confident you're only paying for what you need. Here're just a few of our options.

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Comprehensive coverage

Get reimbursed for non-collision damages caused by vandalism, theft, a natural disaster, and more.

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Emergency roadside assistance

It's available 24/7, and springs into action when your car breaks down on the side of the road.

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Rental car coverage

Ensure you get a rental car to help you get from A to B while your regular ride is being fixed up in the shop after a covered accident.

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Customized parts and equipment coverage

Insures items like stereos, GPS systems, phones, and spoilers, with up to $4,000 worth of coverage.

see how much you could save on auto insurance today

View a saved quote

Or speak with a licensed agent at 1-800-378-7262

commonly asked questions about car insurance

How much car insurance do I need?

While virtually all states require some form of liability car insurance, the minimum coverage limits vary. Most policies require bodily injury liability coverage in case you injure someone in an at-fault accident, and property damage liability coverage in case you damage their property.

Your policy covers damages up to your chosen limits, so it's always best to purchase as much coverage as you can comfortably afford. For more information on tailoring an auto insurance policy that fits your needs, check out how to best choose coverage limits. For state-specific information, simply choose your state from our list.

Where can I find the cheapest car insurance?

Like most things in life, you get what you pay for — which is why cheap car insurance may not be your best option. The cheapest possible auto policy is likely to carry bare-minimum coverage that could leave you responsible for hefty expenses after an accident.

Learn more about why cheap car insurance isn't best.

How much does auto insurance cost?

The fact is, auto insurance premiums vary from person to person, and from state to state (see your state coverage options here), because there are so many differing factors that go into determining policy rates. From your car's year, make, and model, to where you live, your driving record, insurance history, insurance-based credit score, and more — auto insurance companies take a lot into account, to determine your premium.

Read up on some of the most important contributors to your car insurance premium.

When is the best time to buy auto insurance?

It's a common myth that there's a "best time" of year to purchase auto insurance — but it's just that: a myth. Truth be told, if you don't have auto insurance, the best time to buy it is right this moment. The vast majority of states require some form of liability car insurance coverage for you to legally hit the road.

Take a peek at all the reasons why the best time to secure auto insurance coverage is right now.

When it comes to auto insurance FAQs, there's certainly no shortage of them — which is why we've created a vast info center that answers your most commonly asked insurance queries on not only auto coverage, but homeowners, motorcycle, renters, and other types of insurance too.

Find more frequently asked car insurance questions answered over at our info center.

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