Bundle your home and auto insurance

Save up to 10%. Get a quote. Get happy.

What our customers say

Never has it been so easy to combine your polices and save. Really. It's super easy.

Bundle your home and auto insurance to save

Two policies. One place. If you have a house and a car, here's why you should bundle:

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Save money.

You get our Multi-Policy discount on the spot.* And if you ever have a claim involving both your car and home — it happens — you only pay 1 deductible, instead of 2. Whoa. Nice.

rigmarole

Save rigmarole.

Easily manage both your policies online. And spare yourself the rigmarole of dealing with 2 insurance companies. Hey, we get it.

States where you can bundle home and auto insurance with Esurance

We offer home and auto bundling across the U.S. Don't see your state? Check back — we're always growing.

Alabama

Arizona

Colorado

Georgia

Idaho

Illinois

Indiana

Iowa

Kansas

Kentucky

Maryland

Michigan

Minnesota

Missouri

Nebraska

Nevada

New Jersey

New Mexico

New York

North Carolina

Ohio

Oklahoma

Oregon

Pennsylvania

South Dakota

Tennessee

Texas

Utah

Virginia

Washington

Wisconsin

Get ready to bundle!

For a free quote, give us a call at 1-844-822-0488. We're available 6 a.m. to 12 a.m. CT, 7 days a week.

or call 1-800-378-7262

Questions? We've got answers.

Is bundling home and auto insurance worth it?

In a word, yes. On top of saving money, you also have the convenience of a single login for both policies. You can quickly pay your bill online and make updates to either policy — all in one place.

It's important to get top-notch policies for both your home and auto, which is why Esurance underwrites both ourselves. Other insurers might offer quality auto insurance at an affordable price but not-so-great home insurance with bare minimum coverage. That could leave you with major bills after a homeowners claim. Luckily at Esurance, quality coverages go hand-in-hand with quantity savings for both our car and home insurance policies.

How much do you save by bundling?

On top of your Multi-Policy discount, some insurers, like Esurance, give you a single deductible for both policies. Here's how that helps you save:

A deductible is the amount you pay out of pocket before coverage steps in. If your home is insured with one company while your car's insured with another, you'll likely have a deductible for each policy.

Now, say you've insured both your home and car with Esurance. You only have one deductible for a claim involving both your home and auto. So if you ever back into the fence with your car — you'd only need to file one claim and pay one deductible to get both the car and the fence repaired.

When should I bundle policies?

The vast majority of mortgage lenders require home insurance. So if you're buying a new home or moving in with someone — start with your car insurance company and see if they also offer homeowners coverage. If so, they may offer a bundling discount. The added bonus here is, you're already familiar with your insurer. Plus, the more policies you bundle with one insurer, the more savings you're likely to see. Car, home, motorcycle ... you name it.

How do I switch insurance companies if my home and/or auto policy is with another company?

You can start the process of switching companies before your current policy expires. But before you shop around, figure out your coverage needs first. Maybe you'll want comp and collision on that auto policy. If you're leasing a car, you might also need gap coverage. If you're shopping for homeowners insurance, it's important to know what it does and doesn't cover. For instance, flood insurance is not generally included on homeowners insurance policies. So if you're in a flood-risk area, you'll need to buy flood insurance separately. Then, compare home and auto insurance quotes apples to apples.

If you decide to switch companies, wait until your new home or auto policy is active before terminating your old one. That way, you avoid a lapse in coverage.

Learn more about switching car insurance companies.

What if I want to cancel my homeowners or car insurance?

Canceling either policy is easy-peasy with Esurance. Doing so, however, means your Multi-Policy discount will fall off. Make sure to speak with your insurer before canceling to get a good understanding of whether or not it's worth it.

Get answers to all your insurance questions.

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