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home > esurance info center

esurance info center

Welcome to the Esurance Info Center. No matter what you're looking to get covered, find all the tips, resources, and insights you'll need in one place.

Or check out an insurance term in our Vehicle and Property Insurance Glossaries.

  • car
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FEATURED ARTICLE

how to compare car insurance policies

Read on.

car insurance

Auto insurance 101

  • How car insurance works: what covers what?
  • How to read and understand your car insurance quote
  • Things to look for when you compare car insurance companies
  • Choosing the best car insurance for college students
  • Deductibles: the basics
  • How to insure multiple cars on a single policy
  • 5 steps to switching your car insurance
  • How to compare car insurance policies
  • When does car insurance go down?
  • Which is cheaper: insurance on a coupe vs. a sedan?
  • New car insurance
  • Insuring older cars
  • Why we ask what we ask during your car insurance quote
  • Life changes and teen driver insurance
  • How road rage affects car insurance
  • Saving on and paying for teen driver insurance
  • Buying car insurance for teenagers
  • Teen driver insurance basics
  • Learners permits and car insurance
  • Moving and your car insurance
  • When is the best time to buy car insurance?
  • Does car insurance cover tire damage?
  • Will car insurance cover damage from fallen trees?
  • Does car insurance cover earthquake damage?
  • Marriage and car insurance
  • Car insurance after a divorce: 5 factors you should consider
  • How your car insurance rate is determined
  • Why car insurance rates increase
  • When cheap car insurance isn't best
  • The pros and cons of high deductibles
  • Why women pay less for car insurance
  • Why do car insurance rates vary so much by state?
  • Fuel estimates get with the times
  • Does insurance cover mechanical repairs?
  • Does car insurance cover hail damage?
  • Does insurance cover cracked windshields?
  • How buying a home can impact car insurance
  • Domestic partners: driving and auto insurance discounts
  • Adding or removing cars and drivers
  • Paying for your Esurance policy
  • How to renew your car insurance
  • Proof of prior insurance
  • Why policies are canceled
  • Canceling your auto policy (and what to consider first)
  • How we protect your info and identity online
  • How to update personal info and documents
  • What is an auto insurance declaration page?
Auto coverage info

Auto coverage info

  • Managing your coverages
  • What's the best car insurance for where you live?
  • First party benefits in Pennsylvania: a primer for Pennsylvania drivers
  • How to choose car insurance coverage limits
  • Michigan car insurance coverages
  • Emergency road service coverage
  • Comprehensive and collision coverage
  • Medical payments coverage
  • Personal injury protection (PIP) coverage
  • Rental car coverage
  • Gap insurance: what it is and why you might need it
  • Customized parts and equipment coverage
  • Bodily injury and property damage: key liability coverages on your car insurance policy
  • No-fault insurance
  • Uninsured and underinsured coverage: protection from unprotected motorists
  • Your guide to specialized coverages: our lesser-known types of car insurance coverage
  • Car insurance for military personnel
  • Stacked vs. unstacked insurance
  • Minimal coverage = minimal protection
  • How a car lease works: a general overview
  • How much car insurance coverage do I really need?
  • Why add-on insurance coverage options are worth the investment
claims info

Claims info

  • Third-party car insurance claims: when the accident wasn't your fault
  • Hit-and-run claims
  • Fender-bender claims: how minor accidents could affect your car insurance
  • Flood damage: how to protect your car or file your claim
  • Vandalism claims: how your car insurance can help
  • Car insurance subrogation defined
  • Glass and windshield claims: when and how to file glass-damage
  • Car rentals and accidents: an insurance guide for drivers
  • Fixing your car with the E-star Direct Repair Program from Esurance
  • Car accidents: how to handle one in 7 easy steps
  • Where car accidents happen most
  • How to be a good samaritan: a post-accident guide for well-meaning folks
  • When the police don't show: how to report your accident
  • The blame game: how fault is determined after a car accident
  • How car accidents can affect your rate
  • Why insurance companies "total" cars
car insurance myths

Car insurance myths

  • Car insurance myths
  • Do I need to change my car's oil every 3,000 miles?
  • Myth: new cars always cost more to insure
  • Your credit score doesn't affect your rate: partially debunking a car insurance myth
  • Rates automatically rise after a claim: debunking a car insurance myth
  • A lapse in coverage won't affect your rate: debunking a car insurance myth
  • Red cars cost more to insure
  • Myth: modified car insurance is hard to find
  • Myth: thieves steal new cars
  • When is the best time to buy car insurance?
  • Does "full coverage" cover it all?: debunking a popular myth
  • Comprehensive insurance covers everything: debunking a car insurance myth
  • Myth: uninsured and underinsured motorist coverages aren't necessary
  • Myth: car insurance follows the driver
  • Rental car coverage is always necessary: debunking a car insurance myth
  • Gap insurance pays for any totaled car: debunking a car insurance myth
  • Commercial car insurance policies: not just for big business
  • Kids don't affect your coverage needs: debunking a car insurance myth
  • Myth: old drivers pay more for insurance
  • Myth: owning a home doesn't affect your policy
driving and car safety tips

Driving and car safety tips

  • The perfect emergency road kit
  • Sharing the road with school buses
  • Sharing the road with bikes
  • Sharing the road with large trucks
  • Sharing the road with pedestrians: 7 tips for driving around bipeds
  • Share the road with motorcycles
  • Driving with pets
  • Carpooling: 5 reasons to dive in
  • Traveling with kids
  • Tips for older drivers
  • 4 bad driving habits
  • Right-of-way-traffic-laws: more than good etiquette
  • Driving danger zones and how to safely navigate them
  • When the police pull you over: what to do and how to handle it
  • Before driving abroad: or, "lost in transportation"
  • Driving in high winds
  • Driving during an earthquake
  • Dangers of winter driving
  • Dangers of fall driving
  • Dangers of spring driving
  • Dangers of summer driving
  • Driving during floods
  • Car size and crash safety
  • Do pregnant women need to wear seat belts?
  • Seat belt safety and state laws
  • Air bag safety tips
  • Car safety defects and recalls
  • Know when your brakes are failing
  • When your brakes fail
  • Driving tired
  • Your guide to child safety seats
  • What to do when your car breaks down
  • Driving safely around emergency vehicles
  • The dangers of driving too slowly
  • Your guide to animal-related accidents
  • Crash test and car insurance rates
  • How to avoid aggressive drivers (and defuse road rage)
  • Night driving
  • 3 types of distracted driving
  • Texting and driving
  • What is defensive driving?
car knowledge

Car knowledge

  • 6 ways to save on gas and improve your fuel economy
  • Eco-friendly car guide: insurance info for hybrid vehicles
  • What vehicle history reports tell you
  • What to check when buying a used car
  • Biofuels and car insurance
  • How to buy new tires
  • How to take care of your tires
  • 7 tips for proper car maintenance
  • Elderly drivers
  • Is premium gas better for all cars?
  • 10 tips for teen drivers
  • Small steps for a smaller global footprint
  • How to prepare your vehicle for storage
did you know

Did you know?

  • 5 reasons you need car insurance
  • The history of insurance
  • Quiz time: comprehensive and collision insurance
  • Speed limits
  • Origins of the U.S. interstate: the "greatest public works project in history"
  • How the interstate system works
  • The history of street signs
  • Why car batteries die
  • VIN information (aka VINformation)
  • Your Car's VIN: How to read it and what it reveals
  • The science of drunk driving
driving violations

Driving violations

  • FAQs on moving violations and car insurance rates
  • Serious moving violations: excessive speeding, DUI, and other serious violations
  • Moderate moving violations: texting and driving, improper passing, and other infractions
  • Minor moving violations: rolling stops, littering, and other less serious infractions
  • Speeding tickets and car insurance rates
  • How a DUI affects car insurance premiums
  • The true cost of a DUI
  • SR-22 and FR-44 forms
  • Drugged driving laws
  • Driving on drugs: stats and figures
  • The costs of driving uninsured
  • Driving without a license: a legal and financial overview
  • Moving violations and safety for teen drivers
fraud and theft

Fraud and theft

  • Car insurance fraud
  • 5 examples of car insurance fraud
  • Staged car accidents
  • How to avoid a towing scam
  • Top 10 most commonly stolen cars
  • Protecting your car from thieves
  • After your car is stolen

FEATURED ARTICLE

does homeowners insurance cover plumbing and burst pipes?

Read on.

homeowners insurance 101

Homeowners insurance 101

  • Download our home inventory checklist
  • Download our DIY home inspection checklist
  • How to compare homeowners insurance policies
  • Is homeowners insurance required?
  • I've paid off my house: do I still need homeowners insurance?
  • What is hazard insurance?
  • Home warranty vs. homeowners insurance: what's the difference?
  • Homeowners insurance vs. PMI: what's the difference?
  • Landlord vs. home insurance: what's the difference?
  • Do I need proof of loss when filing a claim?
  • How to insure a manufactured home
  • Homeowners insurance for a second home
  • Understanding your homeowners insurance policy
  • 8 types of homeowners insurance policies explained
  • How much homeowners insurance do I need?
  • What is a homeowners insurance declarations page?
  • Things to consider when renewing homeowners insurance
  • My homeowners insurance lapsed: now what?
  • How remodeling your home affects your insurance
  • How to cancel homeowners insurance
  • What happens if I get turned down for homeowners insurance?
  • Comprehensive loss underwriting exchange reports: explained
  • 8 lesser known home insurance facts: what you should know
  • Homeowners insurance: credit score vs. insurance score
  • Homeowners insurance 101: does your policy cover your college student?
  • The ultimate homeowners survival guide
purchasing homeowners insurance

Purchasing homeowners insurance: the ins and outs

  • Buying home insurance for the first time
  • Buying homeowners insurance before closing
  • Paying homeowners insurance through escrow
  • Shopping for homeowners insurance: 7 questions to ask
  • The Esurance guide to buying a new home
  • Homeowners insurance for older homes
  • How much is homeowners insurance?
  • How is my premium decided?
  • 5 things that could increase your premium
  • The highs and lows of choosing home insurance deductibles
  • 5 steps to changing homeowners insurance
  • How to change homeowners insurance in escrow
  • Does homeowners insurance cover moving?
  • How to pack for a move
  • Golden age: 5 benefits of buying an older home
  • Moving in together: how to plan for a successful home merger
  • Different types of mortgages: explained
  • 6 reasons why you should get homeowners insurance
  • How to determine the replacement cost of your house
  • Homeowners insurance: replacement cost vs. actual cash value
  • Why do homeowners insurance rates vary by state?
  • 10 tips on how to choose homeowners insurance
how homeowners insurance keeps you financially protected

How homeowners insurance keeps you financially protected

  • Water backup coverage for homeowners
  • Personal property insurance for homeowners
  • Homeowners insurance and other structures
  • Family liability protection and homeowners insurance
  • Guest medical protection for homeowners insurance
  • Identity theft insurance for homeowners
  • Building codes coverage for homeowners insurance
  • Fair rental income protection for home insurance
  • Power outages and food spoilage: can homeowners insurance help?
  • Does homeowners insurance cover power surges?
  • Does homeowners insurance cover broken AC units?
  • Homeowners insurance for solar panels
  • Benefits of an ENERGY STAR home
  • Does homeowners insurance cover garage doors?
  • Does home insurance cover foundation repairs?
  • Does homeowners insurance cover dry rot?
  • Your DIY home inspection checklist
  • Does my insurance policy cover bed bugs?
  • Does homeowners insurance cover bat removal?
  • Does homeowners insurance cover termite damage?
  • Does homeowners insurance cover rodent damage?
  • Does homeowners insurance cover raccoon damage?
  • Does homeowners insurance cover asbestos removal?
  • Does homeowners insurance cover radon mitigation?
  • Homeowners insurance coverage and theft,
  • Does owning a firearm affect your homeowners insurance policy?
  • Dwelling coverage and homeowners insurance
  • Additional living expense coverage and homeowners insurance
  • Does homeowners insurance cover landscaping damage?
  • Will homeowners insurance cover tree removal?
  • Does homeowners insurance cover appliances?
  • Homeowners insurance and damaged furnaces
  • Does homeowners insurance cover slab leaks?
  • Does homeowners insurance protect you against civil liability cases?
  • Does homeowners insurance cover fence damage?
pets

Pets

  • Animal house: how pets affect homeowners insurance
  • Does my insurance policy cover pet damage?
  • Does homeowners insurance cover dog bites?
  • Does homeowners insurance cover pit bulls?
  • How to pet-proof your home
maintaining a safe household

Maintaining a safe household

  • Home safety features and homeowners insurance
  • Home fire safety: get alarmed
  • The dark side of candles: soot
  • How to prevent carbon monoxide poisoning in your home
  • 7 home maintenance tasks to save you money
  • Roof maintenance tips
  • Protecting your home from mold
  • How to make your home eco-friendly
  • What is an attractive nuisance?
  • Homeowners insurance and tree houses
  • Homeowners insurance for backyard pools
  • Trampolines and homeowners insurance: are you covered?
  • 5 essential tips for running a home day care
  • What to do after a house fire: 5 useful steps
  • How to prepare for a blackout
  • How to prepare for a winter storm: 10 simple steps
  • The home appraisal process: 6 tips for getting your house ready
  • Home accident prevention: some simple steps to safety
  • Fire extinguisher safety tips for homeowners
  • 4 tips for protecting your home from hail damage
  • 4 common home maintenance problems and how to solve them
homeowners insurance and natural disasters

Homeowners insurance and natural disasters

  • Does homeowners insurance cover lightning strikes?
  • Does homeowners insurance cover natural disasters?
  • Does homeowners insurance cover sink holes?
  • Does homeowners insurance cover landslides and mudslides?
  • Wildfires and homeowners insurance
  • Does homeowners insurance cover volcanic eruptions?
  • 6 flood cleanup tips for homeowners
  • Preparing for high wind threats: 9 tips for homeowners
  • Hail safety guide
  • Hurricane safety guide
homeowners insurance and common claims

Homeowners insurance — common claims

  • Does homeowners insurance cover roof leaks?
  • Are water damage and mold covered?
  • Does homeowners insurance cover fire?
  • Does homeowners insurance cover hail damage?
  • Does homeowners insurance cover burst pipes?
  • Does homeowners insurance cover ice dam damage and removal?
  • What if I have repairs yet no claim to report?
personal belongings

Personal belongings

  • Got stuff? Time to take inventory
  • Does homeowners insurance cover things in storage?
  • Scheduled items: do you need an insurance rider?
  • Engagement ring insurance guide
  • Hidden valuables in your home: what is my stuff worth?
  • Does homeowners insurance cover vandalism?
  • 6 tips to prevent home burglary
  • 5 things burglars want to steal from your home

FEATURED ARTICLE

motorcycle theft: facts, stats, and prevention

Read on.

motorcycle safety

Motorcycle safety

  • How to stay safe on your motorcycle
  • 8 rules for group motorcycle riding
  • Motorcycle safety for passengers
  • Motorcycle safety tips for teenagers
  • Motorcycle theft: facts, stats, and prevention
  • Handling dangerous motorcycle situations
  • Biker bugs: motorcycle hazards you don't see coming
  • 24 tips to prepare for a long-distance motorcycle ride
a guide for first-time riders

A guide for first-time riders

  • How to get a motorcycle license
  • Getting your first motorcycle: 5 questions to ask
  • An introduction to motorcycle types
  • Scooter or motorcycle: 4 questions to help you decide which to buy
  • Motorcycle helmet facts versus fiction: debunking common myths
  • What to look for when buying a motorcycle helmet
  • Motorcycle helmet sizing: how to find the perfect fit
  • Motorcycle helmet types: what helmet should i buy?
  • When to replace motorcycle helmets

FEATURED ARTICLE

coverage for college students

Read on.

renters coverage 101

Renters coverage 101

  • Is renters insurance worth it?
  • Getting started
  • Coverage for college students
  • Does renters insurance cover bike theft?
  • Does renters insurance cover theft?
how to be a savvy tenant

How to be a savvy tenant

  • A renter's guide to tenant rights
  • 12 questions to ask a landlord before signing your lease
  • Top things to check before renting an apartment
  • Who pays for repairs in your apartment?
rentes tips

Renters tips

  • Things to buy for your first apartment
  • Space-saving tips for small apartments
  • A renter's guide to different types of apartments
  • Renting with pets: finding a pet-friendly apartment
snowmobile insurance

Snowmobile insurance

  • Snowmobile maintenance
  • Snowmobile safety
  • Snowmobile types: how to buy a snowmobile
  • Preparing your snowmobile survival kit
ATV insurance

ATV insurance

  • Hazards of the ATV trail (and how ATV insurance can help)
  • ATV safety gear: what to put on when you go off road
golf cart insurance

Golf cart insurance

  • Fore-wheeled wisdom: 5 golf cart safety tips
  • 5 places you can drive golf carts
segway insurance

Segway insurance

  • Top 4 cool uses for segways
  • How to ride a Segway
scooter insurance

Scooter insurance

  • Cold-weather cruising: how to ride a scooter in winter
  • How to ride a scooter: 5 scooter safety tips
  • Scooter maintenance: tips to protect your ride
  • Scooter safety gear: 6 things scooter riders should wear
health insurance

Health insurance

  • Getting started
  • Health insurance explained: types of health plans
  • Finding the best deal
  • 5 questions to help you choose an individual health insurance plan
  • Understanding your plan
  • Have a healthy breakfast before you hit the road
  • Conquer the common cold with these surefire tips
  • 5 simple ways to lessen stress
  • Easy exercise tips
  • Eat lunch like a prince
  • A healthy diet starts at the grocery store
  • Make your dream of a good night's sleep come true
  • Tips for staying in shape this summer
  • 5 questions to help you choose any individual health insurance plan
life insurance

Life insurance

  • 5 ways to get lower life insurance rates
  • Life insurance types: term, whole, universal, and variable
  • Buying life insurance
  • Filing a life insurance claim
  • Thinking about life insurance
condo insurance

Condo insurance

  • Condo insurance comparison: structure vs. contents
  • HOA insurance: 5 questions condo owners should ask
  • How to insure your vacation condo
  • How your condo insurance rates are determined
  • 3 common loss assessment coverage claims for condos
  • Is water damage covered by my condo insurance policy?
  • Condo vs. homeowners insurance
boat/PWC insurance

Boat/PWC insurance

  • Diligence on the dock: boat safety checklist
  • Sinking boats: 7 things you should do
  • How to operate a boat safely: boating safety tips and pointers
RV insurance

RV insurance

  • Living in an RV: full-time RVing tips
  • What RV should I buy? RV types explained
Travel trailer insurance

Travel trailer insurance

  • Travel trailer types: what should I buy?
  • Campground etiquette in travel trailer parks
Classic vehicle insurance

Classic vehicle insurance

  • Types of classic cars (and how to insure them)
  • Storing your classic car: garage storage tips
Commercial auto insurance

Commercial auto insurance

  • Truck driving tips: 7 safety rules for a better long haul
  • Route awakening: being a healthy trucker
  • Fleet insurance tips for growing businesses
Flood insurance

Flood insurance

  • What to put in your emergency flood kit
  • How to flood-proof your house
Umbrella insurance

Umbrella insurance

  • Do I really need umbrella insurance? 4 common scenarios you may face
  • Umbrella insurance: how much do I need?
Pet insurance

Pet insurance

  • Top 10 healthiest dog breeds
  • Is pet insurance worth it?
Business insurance

Business insurance

  • 5 tips to make your new small business a success
  • BOP insurance: your guide to a business owners policy
  • Home business insurance: what coverage do I need?
International insurance

International insurance

  • International drivers permits explained
  • Driving in Mexico: 7 golden guidelines
  • Your car insurance in Canada
  • Insuring rentals overseas with a credit card

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