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Auto discounts for a happier wallet

Start saving $$ today.

or call 1-800-378-7262

Or call 1-800-378-7262

Helping you save on car insurance is what we do best. That's why we make it REALLY EASY to do.

Bundle home and auto or insure a car with safety features. Or just drive safely. Yup, those could all get you a discount.

But that's just a taste. There are oh-so-many more ways to save.

The 3 types of auto insurance discounts (and how to get them)

Auto discounts vary from state to state. But they're super easy to get. Here's a breakdown on each discount and how they help save you money.

These discounts don't require much on your part. Get a discount just for paying for your policy in one go. Or for insuring more than one car. Or for getting a quote online.

You can even earn a discount just for starting an Esurance quote online. Seriously …

Fast 5® discount

How you get it: Start a car insurance quote online at esurance.com. That's it.

How much you could save: 5% off your first-term premium.

See if this discount is available in your state.

Multi-Policy discount

How you get it: Bundle more than one policy. Auto and home. Auto and motorcycle. Auto, home, AND motorcycle. More policies, more savings. Easy.

How much you could save: It varies, but both policies will get a discount.

See if this discount is available in your state.

Paid-in-Full discount

How you get it: Pay your premium upfront instead of monthly. You can do this when you buy or renew your policy.

How much you could save: Up to 10% off your premium.

See if this discount is available in your state.

Multi-Car discount

How you get it: Insure more than one vehicle with us. That's it.

How much you could save: It depends on the type and number of vehicles you're insuring — plus the primary driver of each vehicle.

See if this discount is available in your state.

Claim-Free discount

How you get it: It varies from state to state. But these are the most common qualifications:

  • All listed drivers have gone claim- and DUI/DWI-free for at least 5 years.
  • At least one listed driver has 5+ years of driving experience.

How much you could save: 10 to 25% off your premium, depending your state.

See if this discount is available in your state.

Homeowners discount

How you get it: Own a house or a condo or just be married to someone who does. You can typically prove ownership through official records like property tax, mortgage statements, or a home insurance declaration.

How much you could save: It varies, a lot — from driver to driver, from state to state.

See if this discount is available in your state.

Renters Plus® discount

How you get it: If you rent a house, condo, or apartment. If you're a new customer, just include it when you get your car insurance quote. Esurance customers can call us at 1-800-378-7262 and we'll add renters coverage to your existing auto policy.

Renters coverage doesn't just get you a discount on car insurance. It also protects your stuff and helps covers medical bills if a guest is hurt in your home. Learn more about renters insurance here.

How much you could save: Subtract 30% of your renters premium from your car insurance premium … not too shabby. And as long as you have renters coverage, the discount will stick around.

See if this discount is available in your state.

Emergency Road Assistance discount

How you get it: Already have roadside assistance from another provider, like AAA or the National Automobile Club? Well, you could qualify.

How much you could save: Up to 5% on your premium.

See if this discount is available in your state.

Online Shopper® discount

How you get it: Hey, drivers in Utah, Illinois, and Virginia … nab this money-saver simply for starting your auto quote on our site.

How much you could save: It depends on many, many factors and varies quite a bit. But, hey, saving is saving, right?

See if this discount is available in your state.

Safe drivers save on car insurance. Plain and simple. So keep up the good work — these auto insurance discounts may be singing your tune.

Good Driver discount

How you get it: Hold a valid driver's license for at least 3 years. Have no more than one point on your driving record.

How much you could save: As much as 30 to 40% off your premium.

See if this discount is available in your state.

DriveSense® discount

How you get it: Get a discount just for signing up for DriveSense® when you get your quote. Then track your driving for a customized discount each term after.

How much you could save: New customers could save up to $100 off their premium. If you're already an Esurance customer, sign up today and save up to 8% on the rest of their policy term. Not too shabby.

See if this discount is available in your state.

Good Student discount

How you get it: Being a full-time high school or college student. Under 25 years old. And having a 3.0 GPA or higher (or "B" average). We believe when your mind stays sharp, your driving skills tend to follow. The discount stays as long as you're enrolled — and up to one year after.

How much you could save: Up to 10% on liability, collision, and medical payments coverages. Other discounted coverages vary by state.

See if this discount is available in your state.

Defensive Driver discount

How you get it: Usually you need to be 50+ years old and have taken a DMV-approved defensive driver course. The discount only applies if the course isn't part of a court order. In New York, New Jersey, Georgia, and Oklahoma, the discount is available to drivers of all ages. In South Carolina the age requirement is 25.

How much you could save: Up to 10 percent off certain coverages, depending on your state. It's usually good for 3 years after you complete a driver safety course.

You can get these discounts just for insuring a car with factory-installed safety features. Because a safer car means a safer you. And we dig that.

Safety Device discount

How you get it: When your car has factory-installed airbags or automatic seatbelts.

How much you could save: Between 2 and 33% on medical payments coverage and/or personal injury protection. It depends on your state and the type and number of safety devices. The more, the better — cars with side and dual front airbags often get more savings than those with only dual airbags.

See if this discount is available in your state.

Anti-Theft discount

How you get it: By having an approved anti-theft device. In some states, it might be as simple as a car alarm. In others it might include LoJack®, OnStar®, or Teletrac®. Check with us to see what the requirements are for where you live.

How much you could save: Between 5 and 25% off your comprehensive coverage. It boils down to the kind of anti-theft devices you have. And where you live.

See if this discount is available in your state.

Antilock Brakes discount

How you get it: Insure a car with antilock brakes.

How much you could save: 5% off certain coverages.

See if this discount is available in your state.

You could be saving on car insurance … this very moment

or call 1-800-378-7262

Or speak with a licensed agent at 1-800-378-7262.