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motorcycle insurance

get a fast, free quote

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Or speak with a licensed agent at 1-800-378-7262

let’s talk about coverage

It's never fun to imagine what could go wrong. But in case something does, below are a few ways motorcycle insurance from Esurance can help you get back on the road with confidence.

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Accessory coverage

Fact: those custom touches on your bike don't come cheap. Get protection up to $30,000.

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Towing and labor coverage

Dead battery, lost keys, flat tire—being stranded can be stressful. With towing and labor coverage, it doesn't have to be.

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Comprehensive coverage

Motorcycle theft? Dead tree branch (or piano) falling on your bike? Get peace of mind knowing you're covered.

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Trip interruption coverage

Mechanical problems can happen at the most inconvenient times, like right before a dream trip. Don't let that slow you down.


score some major savings

We think our friends on two wheels deserve to save on insurance too. Check out some of these discounts you may qualify for.

Safety Course discount

Complete an approved driving safety class and save. Yup, it's that simple.

Multi-Policy discount

Bundle your car and motorcycle policies and you could save, big time.

Switch & Save® discount

Switch to Esurance from another company and save up to 15 percent.

See all of our discounts.

there when you need us

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Manage your policy anywhere, anytime

claim service

Click or call for 24/7 claim service


Backed by Allstate

motorcycle insurance made simple

Getting a free quote takes no time at all. Before you get started, have the following information ready to save time and hassle:

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Details of your bike

Including age, make, model, mileage, and condition.

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Safety information

Details of safety courses you've completed or safety devices on your bike.

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Other information

Either your current or most recent insurer.

wonder if you could be saving on motorcycle insurance?

View a saved quote

Or speak with a licensed agent at 1-800-378-7262

frequently asked questions

Why do I need motorcycle insurance?

Almost every U.S. state (47 out of 50!) requires riders to have motorcycle insurance and you must show proof of insurance to register your vehicle. You must register your motorcycle in order to get plates (or else you'll be driving illegally and that ticket can be pricey). Depending on your state and policy, the cost of your premium will differ. Minimum coverage requirements differ across states as well. Find out more about state-specific motorcycle insurance requirements.

How much will motorcycle insurance cost?

Motorcycle rates vary depending on coverage levels and other factors. For example, certain coverages are not available in some states and may be required in other states, and legally required coverage minimums may differ from state to state as well.

The make, model, and year of the bike in question will also partially determine how much you pay.

Our commitment to providing the best motorcycle insurance quotes begins with a wide range of discounts.

What does motorcycle insurance cover?

Motorcycle coverage from Esurance protects most bikes, including street bikes, cruisers, touring bikes, standard motorcycles, scooters, touring motorcycles, dirt bikes, trikes, classics, and other 2-wheeled rides.

Motorcycle policies come in all shapes and sizes, too. So whether you've got a Harley-Davidson or a Vespa, Esurance can help you find the right policy.

Most riders are required to have at least bodily injury and property damage coverage. You can, however, choose to round out your policy for better protection.

What makes motorcycles so stealable?

Compared to cars, motorcycles lack anti-theft technology and thieves have a much easier time cracking their locks. Many models also feature remote-starting devices (now banned in some states, including California) that let bike-jackers turn on the ignition without even bothering with a lock.

Thieves also tend to be attracted to motorcycles because they offer both a thrill factor and profit from the sale of whole bikes or stripped parts. Many motorcyclists also add aftermarket enhancements to their rides, making them that much more valuable to thieves.

Comprehensive coverage can help pay to replace your motorcycle if it's stolen and help keep theft from wreaking havoc on your wallet.

Visit our Info Center.