Get renters insurance, cue happy dance

Renters coverage from Esurance starts at $14 a month on average*. So. Affordable.

Easy, affordable renters insurance

Hey tenants. It's easy to get the protection you need.

What does renters insurance cover?

Whether you live in a shoebox studio or luxury apartment, renters coverage is there to protect your stuff — and YOU. Renters insurance can cover:

valuables phone laptop

Your valuables

From fire damage to theft, renters coverage protects your stuff — inside or outside of your home. How good is that?

More on property coverages.

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Your liability

Renters insurance can help cover medical bills if someone accidently gets hurt on your property.

More on medical coverages.

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Temporary living expenses

If you need to temporarily relocate after a claim, renters insurance could cover your hotel or other living expenses.

More on relocation coverages.

States where we offer renters coverage

If you're an Esurance policyholder and live in a state listed below, log in to your account to add renters coverage.












New Jersey




South Dakota




West Virginia


If you don't see your state listed, get a quote from our trusted partner, Homesite.

How to save on renters insurance

It doesn't have to cost a lot. Really. Adding renters coverage to your Esurance policy is surprisingly affordable, starting at $14 a month on average.* Sweet, right?

car and rental bundle

Combine & save

Like to save money? Rhetorical question. Add renters insurance to your auto policy to get our Renters Plus® discount applied to your car insurance.** Boom: instant savings.

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Choose the right amount

Your stuff is not a "one-size-fits-all." Your renters insurance shouldn't be either. You decide what level of coverage works for you, your budget, and your peace of mind.

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Compare rates

Do your research. Get a few quotes to compare. Keep in mind, the cheapest might not be the best. Make sure your renters coverage will be there when you need it.

Questions? We've got answers.

It depends on a few things. Like how much your valuables are worth, your level of coverage, and if you qualify for any savings (bundle auto + renters for a discount). Esurance offers competitive rates starting at $14 a month on average.* And we encourage you to shop around to make sure you're getting the most bang for your buck.

Renters insurance helps keep your stuff safe, whether it's on your desk, under your couch, or even in your car. Your landlord will likely have coverage for the actual apartment or home where you live. But that doesn't cover all the things you keep at your place. Think plasma TVs, cellphones, laptops, you get the idea. Know what covers all that? You got it ... renters insurance.

Visit our Info Center.

See how surprisingly painless insurance can be