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Classic car insurance through Esurance:
Contrary to popular belief, collector cars aren't just vintage vehicles from Gatsby's era. They can also be modified, limited edition, classic trucks, vintage motorcycles, exotics and even military vehicles. If the car isn't your primary vehicle and you only use it for weekend drives, car shows, and other similar events, then it could be a collector car.
So whether your ride is a limited edition Alfa Romeo, a '46 Chevy pickup, or Ford's first Model T, make sure you have classic car coverage that meets your needs. We partner with Hagerty to provide classic vehicle insurance, which comes with low rates and the ability to manage your policy online.
And with Hagerty's Guaranteed Value™ coverage, securing the true value of your vehicle is easy. In the event of a total loss, you can rest assured knowing that you'll get every penny of your vehicle's insured value.* Now that's coverage you can depend on.
While sleek and elegant, your collector car may not meet today's safety standards and pose too big a risk to insure under a standard car policy. Even if your classic stays in the garage and is never driven, there's still the risk of fire, theft or an accident, which likely aren't covered by home insurance. Luckily, a classic car policy can provide a range of coverages and top replacement value, to seal all those gaps.
Different companies have different vehicle and age requirements. But generally, vehicles are considered classics if they maintain or appreciate in value, and are of limited production or special interest.
Here are the types of rides that might qualify for a classic vehicle insurance quote: More [+]
Because we provide low-cost, Guaranteed Value™ coverage, we are not able to provide coverage for certain vehicles due to how they're used and the increased risk associated. Examples of vehicles not eligible include:
It's helpful to have the following info before getting your quote: More [+]
Classic beauty, hobby car, showroom stopper, or true love — however you may think of your collector car, make sure you have coverage that's geared toward the way you drive, think, and collect. More [+]
Depending on your needs, full-coverage policies from Hagerty could include the following features:
Guaranteed Value™ coverage means we agree on a value for your car, so that if it's ever totaled by a covered risk, you'd be reimbursed for its full value, minus your deductible (if you have one).
This is in contrast to standard car insurance, which typically reimburses you for the car's actual cash value - the original value, minus the amount it's depreciated over time. If, for example, you purchased your car for $25,000, but 5 years later it's now worth $9,000, then that's the amount your insurer would likely pay out if it's totaled. Guaranteed Value™ coverage helps assure this isn't the case for your beloved ride.
Find out what else classic vehicle insurance covers.
If you have questions about an existing classic car policy or need to file a claim, here's how to get in touch with Hagerty.
Hours: Monday through Friday, 8:00 a.m.–8:00 p.m. ET
Saturday, 8:30 a.m.–4:30 p.m. ET
Sunday, 12:00 p.m.–4:00 p.m. ET
Browse coverage options for your classic that regular auto insurance won't offer.
Find contact info and handy tips for expediting your claim after a covered incident.
Take a peek at the show-stopping discounts that can help you save big.
*Any deductible and/or salvage value if vehicle is retained by you will be subtracted from the total amount paid.
All coverage not available in all states. This is only a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.
Coverage and availability varies by state and individual risk situation. Collector car insurance policies are offered and underwritten through Hagerty Insurance Agency. Esurance does not process or pay claims for this product.