get a free quote for umbrella insurance and enjoy added protection

Get all the info you need on umbrella insurance. And check back with us soon — we'll be offering umbrella coverage through a partner!

What personal umbrella insurance does:

  • Extends the limits of your primary policies
  • Offers broader coverage than primary policies
  • Provides worldwide coverage
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get the extra layer of coverage you need with umbrella insurance through an esurance partner

You've worked hard to get where you are. Your home, your grown-up toys, your retirement fund — none came easy. That's why it makes sense to protect them with more than just personal car and homeowners insurance. More [+]

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why you need umbrella coverage

As your assets increase so does your exposure to loss. Umbrella insurance typically provides liability coverage above and beyond that of standard home and car insurance policies, allowing you to rest easy, knowing you're protected. More [+]

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what umbrella insurance covers

If you're sued and found to be at fault, your umbrella coverage will take care of certain damages that exceed the limits on your car or home insurance, or other applicable policies.

Personal umbrella insurance through an Esurance partner can provide: More [+]

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umbrella insurance application requirements

There are a few things we consider when you apply for a personal umbrella insurance policy through an Esurance partner. To be considered for coverage, you must have the following:

  • A homeowners insurance policy with at least $300,000 of personal liability coverage or tenant coverage
  • An Esurance car policy with limits of $250,000/$500,000 for bodily injury coverage, $100,000 for property damage coverage, and uninsured/underinsured motorist coverage
  • A personal driving record with no more than one at-fault accident

Please note: you can't have any drivers under 23 or over 79 in the household, in addition to any major driving violations or DUIs.

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