There are a few things we consider when you apply for a personal umbrella insurance policy through Esurance. To be considered for coverage, you must have the following:
- A homeowners insurance policy with at least $300,000 of personal liability coverage or tenant coverage
- An Esurance car policy with limits of $250,000/$500,000 for bodily injury coverage, $100,000 for property damage coverage, and uninsured/underinsured motorist coverage
- A personal driving record with no more than one at-fault accident
Please note: you can't have any drivers under 23 or over 89 in the household, in addition to any major driving violations or DUIs.