When you might consider canceling your car insurance
There are a few common reasons why drivers think they should drop their auto policy. We want to help you avoid unforeseen trouble with this sort of transition and — in some cases — show you why you might not need to halt your coverage
You're moving to a new state
You might be heading to a state where Esurance doesn't currently operate, meaning you'll need to switch to a new provider.
But that doesn't mean we're going to leave you high and dry. Give our customer service reps a call at
1-800-ESURANCE (1-800-378-7262). They can recommend one of our many trusted partners to pick up where we leave off.
You're not driving
Maybe you're spending a year abroad or you're moving to an apartment in the city where owning a car isn't easy. If that's the case, you could be tempted to drop your auto coverage temporarily.
This might save you money initially, but probably not in the long run. Because your prior insurance history is a factor that impacts your premium, a gap in coverage can lead to higher premiums when you do decide to drive again. And the longer the gap in coverage, the more it can affect your car insurance rate in the future.
You're selling a car
If you're selling a vehicle and don't plan on driving in the near future, don't cancel your policy until the ride is officially out of your possession (i.e., you no longer own the title).
You're switching to a new insurer
If you're moving on to another insurer, we can help you make a smooth transition and ensure you don't have a gap in coverage.