Esurance Insight: Don't Take a Chance on Safety in New Jersey
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Home > Learning Center > Insights > Auto Insurance By State > New Jersey
Don’t Take a Chance on Safety in New Jersey

Tourists flock to New Jersey each year to visit the state’s wide array of historic sites and gardens. Others come to try their luck in Atlantic City. At times, the mix of tourists and locals on New Jersey roads can leave the Garden State feeling more like a jungle.

When you’re stuck in traffic, you may be tempted to daydream or call your friends. Yet, according to New Jersey police statistics, inattentive driving is one of the leading causes of accidents-- and one of the most avoidable. Don’t gamble on your safety. When you’re driving in New Jersey, caution is always your safest bet!

Hang up the phone
When traffic is bad it may seem like the perfect time to take out your cell phone, but think again. Although it’s legal to drive with your cell phone to your ear in New Jersey, cell phone conversations can distract you and make you a danger to yourself and others. In fact, accidents caused by dialing drivers may be the most avoidable type of New Jersey auto insurance claim!

If you do need to use your phone while you’re driving, we recommend you use a hands-free device. That way both hands can stay on the wheel and you can stay in control!

Don’t multitask
When you’re behind the wheel, driving should be your priority. If you use your morning commute to read the newspaper, finish getting dressed, or apply your makeup, you could be putting yourself and others around you at risk. Merging cars and stop-and-go traffic require concentration. If you’re busy reading or looking at yourself in the mirror, you may not be able to avoid another car in time.

Buckle up
Seems obvious, but one of the most important safety devices in your car is the seat belt. On average, seat belts save nearly 15,000 lives each year. Because of this, New Jersey drivers can often receive a discount for certain kinds of automatic seat belts when you buy auto insurance. Recent design improvements have made seat belts much more comfortable than they used to be, so there’s no excuse not to buckle up for safety!

Make sure you’re covered
Even if you take all the right precautions when you’re driving, accidents can happen. That’s why it pays to have auto insurance you can count on. If you ever do need to file an auto insurance claim with Esurance, you can be sure it will be handled quickly and fairly-- we'll get you back on the road fast! You can call our auto insurance claims center 24 hours a day, 7 days a week, 365 days a year.

Take a look at these Web sites for useful information on buying auto insurance:

Automobile Insurance Consumer Bill of Rights

Auto Insurance Buyer's Guide
Insurance Consumer Information Scenarios
Decision Point Review
Standard Policy Coverage Selection Form

Don’t take a chance on your safety or on your New Jersey auto insurance rates! Get a quote from Esurance today!
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