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Georgia Drivers Have New Options to Save on Auto Insurance

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San Francisco, CA — July 12, 2004

Drivers all over the state of Georgia now have another option for auto insurance. Esurance, a direct-to-consumer personal auto insurance company, recently launched its new auto insurance program in the Peach State. Though all Georgia drivers benefit from Esurance's competitive rates and hassle-free service, drivers who own their home, pay their premium in full, or have multiple cars on one policy may be eligible for significant savings.

Gary Tolman, Esurance president and CEO, stated, "As a business, we're clearly excited about participating in Georgia's $4.6 billion auto insurance market. However, we could not participate in that opportunity if Esurance did not have such a strong offering. We're very excited about providing Georgia's consumers with such a helpful addition to the often overpriced and confusing world of auto insurance."

Tolman continued, "As is always the case in the consumer marketplace, more choice equals more opportunities for consumers to save. We obviously think that our auto insurance program is just 'peachy,' and we're very excited to offer Georgia drivers the opportunity to save on convenient, reliable auto insurance. Consumers shouldn't just take my word for it, however. They should visit us online or give us a call to discover the Esurance difference themselves."

Tolman added, "Anytime there are new entrants into the auto insurance market, consumers benefit. Drivers should always be on the lookout for new opportunities to save time and money on their auto insurance by shopping around on a regular basis. The Internet's the perfect medium for that." To help consumers make their auto insurance shopping easier, Esurance offers customers the fastest quotes on the Web, along with comparison quotes and other online resources.

Esurance policyholders also benefit from the ease and convenience of online account management, along with 24/7 customer service and claims handling. Georgia policyholders also benefit from Esurance's reliable coverage, with polices underwritten by Esurance Insurance Company, rated A- (Excellent) by A. M. Best. Consumers interested in comparison shopping at Esurance or in the company's new auto program should visit the company's award-winning website, www.esurance.com, or call its 24/7 service center.

About Esurance®

Esurance Insurance Services, Inc., a subsidiary of White Mountains Insurance Group, Ltd. (NYSE: WTM), provides personal auto insurance direct to consumers online. Esurance is dedicated to constantly improving the way people shop for, buy, and manage their auto insurance. By combining the best of technology with industry know-how, Esurance is able to offer hassle-free auto insurance coverage with 24/7 customer service and claims handling at competitive prices.

Through Esurance's website, www.esurance.com, customers can get instant quotes, view comparison quotes, buy an Esurance policy, and print their proof of insurance card — all in minutes. Esurance also offers policyholders the ability to make policy changes and file claims instantly online, demonstrating its commitment to improving the entire insurance process from quote to claim.