First Party Benefits

First Party Benefits, or FPB, is a kind of optional auto insurance coverage available in Pennsylvania.

Depending on the specific FPB coverages you select, if you're injured in an accident, FPB covers you and relatives residing in the same household for medical expenses, lost income, accidental death, and/or funeral costs.

The amounts covered are capped at limits you select when you buy your auto insurance policy.

Full Coverage Auto Insurance

Though there is no such thing as "full coverage," people often use this term to describe how much auto insurance coverage they have. Full coverage often implies that the policy has more than just liability coverage.

Funeral Benefits

Funeral benefits coverage is sometimes a part of your auto insurance policy's Personal Injury Protection or First Party Benefits plans. If a covered individual dies from accident-related injuries, this auto insurance coverage pays for a portion of funeral expenses, regardless of who is at fault in an accident.

Covered costs are subject to the limits you choose when you buy your auto insurance policy.

Garaging Location

The garaging location is where your insured car is parked most of the time. This location is usually indicated by the ZIP Code of the policyholder's primary residence. Notify Esurance if you normally keep your car in a town other than the one you live. Your garaging location will affect your auto insurance rates.

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