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FAQ: Demystifying Auto Insurance Definitions
Having trouble deciphering insurance speak? We explain some of the common types of auto insurance coverage in these car insurance FAQ.
For definitions of even more car insurance terminology, be sure to take a look at our
glossary of auto insurance terms.
What is liability coverage?
Nobody wants to think he or she will ever be responsible for an accident. Unfortunately, in most...
What is bodily injury coverage?
Bodily injury coverage sounds a bit scary, doesn’t it? We all like to think we’re immune to injury...
What is collision coverage?
When you think about auto insurance coverage, most likely collision coverage is...
What is a collision deductible waiver?
Even though it’s illegal to drive without auto insurance coverage in most states...
What is comprehensive coverage?
When we think of car accidents, we usually think of collisions with another car...
What is property damage coverage?
Property damage coverage is much like it sounds: it helps you pay for damages...
What is medical payments coverage?
Unfortunately, not all accidents are just small fender benders. Should you find...
What is Personal Injury Protection?
Personal Injury Protection, or PIP, could be a considered a beefed up version of...
What is First Party Benefits coverage?
If First Party Benefits, or FPB, doesn’t sound familiar to you, don’t be alarmed. FPB is not...
What is uninsured or underinsured motorist bodily injury coverage?
In most states, driving without insurance is illegal. Unfortunately, that doesn’t...
What is uninsured or underinsured motorist property damage coverage?
Imagine you’re driving along the highway and you’re hit by another car. Your car...
What is rental car reimbursement coverage?
If you’ve been involved in an accident and your car’s been damaged, you’ll probably need a...
What is Emergency Road Service?
At Esurance, we know that a car accident isn’t the only thing that can leave you stranded...
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