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FAQ: How Esurance Handles Your Claim
How will an auto insurance claim affect my premium?
When you file an auto insurance claim, there's always a fear that your premium will go up. While there's no hard and fast rule for how an auto insurance claim will affect your premium, there are some general patterns you can keep in mind.
Esurance complies with all state laws concerning the type of incidents that can affect insurance prices. Violations and accidents usually have an impact on your insurance rates. However, the length of time they'll affect your insurance prices usually varies between 3-7 years, depending on the severity of the incident.
Whether or not you were found at-fault in an accident will also be taken into account in your insurance rates. Of course, the best way to keep your premium low is to drive safely.
After an accident, it's wise to file your auto insurance claim as soon as possible. That way the incident is still fresh in your mind. Once you've reported your auto insurance claim, we can get to work on getting you back on the road quickly.
If you ever have to file an auto insurance claim you'll find it's easy when you have Esurance auto insurance. Not only are our claims representatives available 24/7, many types of auto insurance claims can be reported online. After all, when you're in an accident you have more important things to worry about than filing an auto insurance claim.
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