Esurance FAQ: Can I switch before my policy expires?
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Home > Learning Center > FAQ > Before You Buy > Switching
FAQ: Before You Buy Your Policy

Can I buy auto insurance from Esurance even though I currently have an auto insurance policy with another company?

You might be under the impression, as most people are, that once you buy an auto insurance policy, you're locked into that contract for the entire policy term. Thankfully, many companies will allow you to switch before the end of your policy term (although, some may charge you a cancellation fee).

If you're currently covered by another insurance company, and you find a better rate at Esurance, just switch! With our Hassle-Free Switching feature, it's easy to switch to Esurance and start saving on your auto insurance today!

Once you buy auto insurance from Esurance, you'll be able to access the forms you need to cancel your policy with the other insurance company. Some auto insurance companies will even give you a partial refund for the unused portion of your pre-paid auto insurance premium. Sound simple enough?

It's important, however, not to cancel your current policy until your Esurance policy takes effect. Having even a 1-day gap in auto insurance coverage can cause your auto insurance rates to go up.

As an Esurance policyholder, you can benefit from more than just great savings. When you buy auto insurance you can print your insurance cards instantly, access your account online anytime, and benefit from 24/7 claims service and handling. When it comes to deciding where to buy auto insurance it's a no-brainer! Convenient service coupled with great savings makes switching to Esurance the right choice!

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