We'll be the first to admit it: car insurance is complicated. Not only is it full of difficult-to-understand terms, it also varies by state. And while we here at Esurance need to have all those terms and variations down pat, you only need to know what's important for your state.

To make it easier for you to find just the information you need, we got to work and created a guide to car insurance by state. From required coverages to car insurance discounts, our state-by-state resource contains everything you need to know about insurance and driving where you live. And as a (free) bonus, you can also find quirky facts and state-specific trivia.

While perusing your state page, you might come across a term or 2 you don't understand. No worries. Check out our jargon-free insurance glossary to get a breakdown of insurance terms from A to Z. Just one — make that 2 — more ways we're working to make car insurance easier for you.

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A recent survey by Allstate revealed that 62 percent of Americans don't have an emergency kit
in place.

But if a disaster should happen, it could take 72 hours for help to arrive, and you need to be able to survive on your own. Be proactive by assembling at least the following items (and storing them in a watertight container in an easily accessible place):

	Water – one gallon per person, per day, for 3 days
	A 3-day supply of nonperishable food (canned food works best)
	Flashlight and extra batteries
	First aid kit
	Manual can opener

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