snowmobile insurance discounts

A high-powered joyride through the snow doesn't need to have a high price tag to boot. Thankfully, snowmobile insurance from Esurance or through our partner offers plenty of ways to bring down your premium without skimping on coverage.

Convenient discounts could help save you a ton

score snowmobile insurance savings

Protecting your winter cruiser shouldn't freeze up your finances. Give the moolah in your wallet plenty of cozy company by banking savings with these easy snowmobile insurance discounts.

  • Safety Course discount

    We believe the more you know about your sled, the better (and safer) you can handle it. That's why you could save if you've completed a snowmobile safety course within the last 3 years.

    If you're interested, check with your state's DMV or Department of Natural Resources for more information on where you can find approved snowmobile safety classes. offers an online course that has been approved by certain states.

  • Homeowners discount

    This perk kicks into action if the primary rider of the snowmobile policy owns a home or a condo — simple as that!

  • Responsible Driver discount

    If you go 3 years without accidents or violations on your policy, you could ride off with big savings.

  • Multi-Vehicle discount

    Motorcycle insurance — which covers your snowmobile — also protects a variety of other toys. Cover 2 or more vehicles under one policy, such as scooters, golf carts, or Segways, and you stand to save.

  • Multi-Policy discount

    Start a car insurance policy with Esurance in addition to snowmobile insurance, and reap savings.

  • Paid-in-Full discount

    Pay your premium in a single flurry at the start of your policy term and get rewarded with a snowmobile insurance discount.

  • Association discount

    If you have a motorcycle, you can save even more. Save 5 percent on your coverage if you're a member of any 1 of 20 approved motorcycle organizations.

  • Motorcycle Endorsement discount

    Ride a motorcycle? Prove your know-how by earning your motorcycle license or endorsement (an extension of your auto license that permits you to ride motorcycles), and we can reduce your rates by up to 10 percent.

  • Switch & Save® discount

    If you've changed from another insurer to Esurance within the last month (or returned to Esurance within 6 months of leaving), we'll lower your rates. Just our way of thanking our amazing customers — new and old.

snowmobile insurance loyalty rewards

By continuing your policy for an extended period with Esurance or through our partner, you could qualify for loyalty rewards such as:

Small accident forgiveness

Even if you cause a minor mishap while insured on your sled, your coverage rate won't pile up like a snowdrift.

Large accident forgiveness

True-blue customers (4-plus years) can even get the benefit of the doubt after major at-fault claims. If you and the riders on your policy have been claim-free for at least 3 years, your premium won't increase after your first big snowmobile incident.

Wonder if you could be saving on snowmobile insurance?

Get your free quote online.

Or call 1-866-455-1980.

More about snowmobile insurance

Looking for another insurance product?