scooter insurance discounts

Knowing you've scored discounts on an already-affordable scooter policy only sweetens the deal even more. Get the details on these money-saving discounts on scooter insurance to make sure you're getting the most bang for your buck.

Savings opportunities can help lower your scooter rates

how to save on scooter insurance

Riding a motor scooter saves you major cash on maintenance and gas, so why should you pay a bundle to insure it? We asked the same question and (hopefully) came up with the same answer: you shouldn't. Here are the details on scooter and moped insurance discounts you could enjoy.

  • Responsible Driver discount

    Here's where not speeding down the freeway on your 250cc Vespa pays off. You'll qualify for this discount if you're claim- and violation-free for 3 years.

  • Homeowners discount

    Qualifying for this significant discount couldn't get much easier — you get it automatically just for owning your home or condo.

  • Paid-in-Full discount

    Not having to worry about your scooter insurance bill for a whole year is pretty nice, and it's especially awesome when you get a hefty discount for paying off your yearly premium in full.

  • Safety Course discount

    If you've completed a state-approved rider safety course within the past 36 months, you'll qualify for this discount.

  • Multi-Vehicle discount

    Have some other toys you'd like to insure on the same policy? Add on a motorcycle, Segway, golf cart, or even another scooter to qualify.

  • Switch & Save® discount

    When you make the move to Esurance from another company, you can save 15 percent — our way of saying thanks for coming onboard.

  • Association discount

    Ride a motorcycle? If you belong to a preferred rider organization, you can qualify for this easy way to save just by hanging out with your fellow bikers.

  • Motorcycle Endorsement discount

    If you've got a motorcycle, you could score savings just for having a motorcycle license or endorsement (an extension of your auto license that allows you to ride motorcycles).

loyalty rewards

By maintaining a policy with Esurance or through our partner, you can qualify for more great ways to save. Loyalty rewards for your motor scooter policy may include:

Small accident forgiveness

We understand that accidents happen. That's why your premium won't be raised if you cause an accident that results in a claim of $500 or less (depending on your state).

Large accident forgiveness

We feel loyalty should be rewarded. If you've been with Esurance or our partner for at least 4 years, you'll be given the benefit of the doubt the first time you have an at-fault claim. We won't raise your premium as long as all drivers on your policy are claim-free for at least 3 years prior to your first major incident.

Wonder if you could be saving on scooter insurance?

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