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south dakota renters insurance

A state that's culturally rich, with communal treasures like the beautiful Badlands and delicious fry bread. Well, that's charming South Dakota, which is also home to affordable renters coverage from Esurance.

Renters insurance is your best bet for reliable protection for your stuff, personal liability, and even medical costs for friends that might be injured at a party in your Sioux Falls pad.

Landlords usually cover the structure of your place, but not the stuff inside. That's why it pays to get coverage for your personal belongings, like sofas and laptops, no matter where in South Dakota you rent.

what our customers say


My last insurance company was so complicated. I love how easy and accessible Esurance is. I can print what I need when I need it, and the customer service is the best I've ever experienced.

— Paul, Florida


I filed a claim online and was called within 30 minutes. My rep was very helpful and informative — but most of all she was human. It made an odd situation easy to work through.

— Jordan, Massachusetts


You guys get it and you rock! I love dealing with efficient companies without all of the red tape and corporate stuffiness! Thank you Esurance for being awesome and providing a good service.

— Kristoffer, South Carolina

score the renters plus® discount

You can get Esurance renters coverage for your most loved stuff — be it in Pierre, Sturgis, or elsewhere — for about $14 a month on average.*

By adding coverage to your car insurance quote or existing Esurance auto policy, you'll become eligible for our Renters Plus discount and score sweet savings on your premium.**

what renters insurance covers

A standard South Dakota rental insurance policy protects things like:

Personal liability

Your renters policy can help pay for repairs if you accidentally damage or destroy a neighbor's property, like if you accidentally overflow your bathtub and water leaks into the apartment downstairs.

Additional living expenses

If something like a fire in your kitchen renders your home uninhabitable, this coverage can help pay for temporary living expenses until you can get back home.

Medical payments

If a friend gets injured in your place during something as routine as an air hockey tournament, renters insurance can help pay their medical bills.

Personal property

Let's say your sound system is damaged or even stolen during a party. Personal property coverage can help repair or replace your belongings.

protect your valuables against storms and more

South Dakota averages over 30 tornadoes a year. Couple that with seasonal ice storms, and you've got some pretty rough weather to face.

Renters coverage can give you a good defense against such seasonal disturbances as wind and hail, which means super protection for your valuables when the temperature changes.

Related links

South Dakota car insurance
You're an expert renter now, so get the latest info on car insurance coverages and requirements in South Dakota.

Take a home inventory
Learn how to take a detailed home inventory to see what your valuables are worth and how much renters coverage you need.

Get a renters insurance quote and see how much you could save.

Or call 1-866-439-5633.