Here's an idea of the protection you can get from a standard rental policy on your Ohio apartment.
Personal property coverage
Insures your stuff against burglary or certain disasters. It can even protect your valuables while you're out and about (like if you have your laptop stolen from your car or a ring taken from your travel bag).
Renters insurance can help pay others' injury costs (up to your coverage limit), so unforeseen mishaps don't threaten your hard-earned savings.
Injured guests sometimes sue (sad, but true). Luckily renters insurance can help cover your legal expenses if an accident turns into a lawsuit.
Additional living expenses
If a covered loss forces you out of your place for a while, renters insurance can help pay for incremental living expenses (hotel, food, etc.).
Cost of renters coverage in Ohio from Esurance
You can get renters coverage that offers protection (and peace of mind) for your property for about $14 a month on average.*
By adding Esurance renters coverage to your car insurance quote or existing auto policy, you'll qualify for the Renters Plus® discount on your premium.**