A standard Kansas renters insurance policy will offer protection for:
If your personal belongings are stolen or damaged by a covered risk, renters insurance helps restore or replace them.
If someone injured in your home sues you, renters insurance can help cover your legal fees.
If someone gets hurt in your backyard or cuts their hand carving a turkey at your potluck dinner, a renters policy can help pay for their medical bills.
Additional living expenses
If you're ever forced out of your place due to a covered risk, renters insurance helps cover incremental living expenses (hotel, food, etc.) while your home gets repaired or rebuilt.