A standard renters policy in Iowa will give you security for:
Personal property protection can insure your stuff against risks like a burst pipe, fire, or burglary.
Liability insurance helps cover your legal expenses if someone is hurt in or away from your place and files a lawsuit against you.
If accidents happen to visitors in your home, a rental policy can help pay their medical costs.
Additional living expenses
If a covered loss forces you to leave home temporarily, renters coverage can help pay for incremental living expenses (like hotel and food) until it's safe to return home.