Still need more reasons why online renters insurance is a smart buy in the Natural State? Here's a couple.
Academia in Arkansas: renters insurance for college students
There's over 100 colleges and universities in Arkansas — from the mountain ranges of the Ozarks to the eastern lowlands near the Mississippi River (Little Rock alone has over 30 schools). That adds up to a lot of college students!
Renters insurance for students is a smart buy, because while undergrads can't often afford other types of insurance (or don't see the point), renters coverage keeps their budgets in check and their laptops, books, and furniture protected.
Depending on their age and the type of student accommodation they're living in, students may be able to rely on their parents' existing homeowners insurance. But in many cases, renters insurance can be the best option.
Defense against Southern storms
A typical year in Arkansas will see thunderstorms, tornadoes, hail, and ice storms. Imagine: if the weight from an ice storm breaks through your roof and destroys your living room, it's usually up to you to replace your furniture, not the landlord.
Having Arkansas renters insurance can protect your stuff from a variety of disasters, including fire or lightning and windstorms.