virginia motorcycle insurance

Bikers in Virginia can take advantage of an endless array of scenic, winding roads set against an uninterrupted mountain backdrop. And whether you enjoy the sweeping curves of Route 218 or the rural farmland visible from Old Church Road, there's motorcycle insurance for your riding style and budget.

When you get a Virginia motorcycle insurance quote through our site, you can tailor a policy of flexible coverage options from our partner. With great motorcycle insurance to back you up, you can spend less time stressing and more time enjoying the sights in Old Dominion.

what our customers say


My last insurance company was so complicated. I love how easy and accessible Esurance is. I can print what I need when I need it, and the customer service is the best I've ever experienced.

— Paul, Florida


I filed a claim online and was called within 30 minutes. My rep was very helpful and informative — but most of all she was human. It made an odd situation easy to work through.

— Jordan, Massachusetts


You guys get it and you rock! I love dealing with efficient companies without all of the red tape and corporate stuffiness! Thank you Esurance for being awesome and providing a good service.

— Kristoffer, South Carolina

virginia motorcycle theft and the LoJack® discount

Unfortunately, Virginia ranked as one of the 10 worst states for motorcycle theft in 2015, with nearly 1,200 cases reported. In fact, Fairfax City and Martinsville City ranked as the 2 theft-happiest counties per capita in the U.S. Fortunately, this cloud has a silver (make that chrome) lining.

That's because there's a way to safeguard your sweet ride and save some dough in the process. How? Simple: Bikers who install a LoJack antitheft device to deter thieves from messing with their baby could qualify for the LoJack discount and pocket some savings on their motorcycle insurance rates.

Other discounts available from our trusted partner include, but are not limited to:

  • Homeowner discount
  • Claim Free Renewal discount
  • Paid-in-Full discount
  • Safety Course discount

virginia motorcycle insurance requirements

Just like car drivers, motorcyclists in Virginia are required to carry liability insurance to help cover others' injury and property damage costs in the event of an at-fault accident.

Virginia liability comes with the following state-mandated minimum limits:

  • $25,000 bodily injury per person
  • $50,000 bodily injury per accident
  • $20,000 property damage per accident

are helmets mandatory in virginia?

Yes, the Old Dominion has a universal helmet law requiring all riders to nurture their noggins. Failure to wear a helmet is considered a misdemeanor and results in a fine of up to $200, not to mention a sharply increased fatality risk if a crash occurs.

While helmets are essential to safe motorcycling, it's important not to be cavalier about any piece of safety gear when riding in Virginia — from a sturdy pair of boots to an abrasion-resistant jacket. If you're in the dark about what you should be wearing while on your bike, head to our info center for tips on motorcycle safety gear and helpful riding pointers.

Get a motorcycle insurance quote and see how much you can save.

Or call 1-866-455-1980.