Esurance motorcycle insurance offers a lot more than just basic liability. Riders can choose from a wide array of additional coverages for their Texas motorcycle policy.
Other vehicles aren't the only risks out on the open road. Comprehensive coverage protects you from things like theft, vandalism, glass damage, and more.
Towing and labor
We'll cover up to $100 if you need a tow to the nearest qualified repair facility, and we can even help with labor costs associated with:
- A dead battery
- Low fluid, including fuel
- A flat tire
- Lost keys
- A broken down bike (within 100 feet of a roadway)
Collision coverage helps repair or replace your bike if you cause an accident. It will also cover riding leathers and other apparel, including up to $500 per helmet.
Medical payments coverage
If you're involved in a crash, regardless of who caused it, medical payments coverage can help cover riding injuries within the first 3 years after the accident. It's especially important if you don't have adequate (or any) health insurance.
Trip interruption coverage
If you get into an accident or your bike breaks down on a long road trip, we'll cover:
- $100 for lodging
- $50 for alternate transportation
- $50 for food
That's per day until your bike gets fixed (up to $500 per incident).
Uninsured/underinsured motorist coverage
Believe it or not, roughly 13 percent of Texas motorists drive without insurance. Uninsured/underinsured motorist coverage helps pay for medical bills, property damage, and even lost wages if you're hit by a driver who doesn't carry liability insurance (or enough liability insurance to cover your damages).