Yes, all riders in your state must carry liability insurance with at least the following limits:
- $15,000 bodily injury per person
- $30,000 bodily injury per incident
- $10,000 property damage per incident
If you're found at-fault in an accident, liability kicks in to help pay others' injury or property damage costs. So for example, if you had the minimum limits and were responsible for damage to another driver's car, your policy would cover up to $10,000 in repairs.
Because accident bills have a way of snowballing, it's wise to protect your hard-earned finances with more than just the bare minimum. A good rule of thumb is to select as much South Carolina liability coverage as you can comfortably afford. That way, you can focus on the green that fills the landscape as you ride the Palmetto State (rather than green that's not filling your wallet).