oklahoma motorcycle insurance

One of the nation's most geographically diverse states, Oklahoma — with its high plains and low wetlands — is a goldmine for motorcycling. Whether you're into classic rides or sport bikes on OK-82 or cruising the Southeastern Oklahoma Run (an impressive 256 miles), you can count on Esurance to make the motorcycle insurance process simple.

While we don't currently offer motorcycle insurance to Sooner State riders, we can help you find a tailor-made policy with our partner. When you get a free Oklahoma motorcycle quote, you can trust that the only twists and turns will be those on Route 59.

what our customers say


My last insurance company was so complicated. I love how easy and accessible Esurance is. I can print what I need when I need it, and the customer service is the best I've ever experienced.

— Paul, Florida


I filed a claim online and was called within 30 minutes. My rep was very helpful and informative — but most of all she was human. It made an odd situation easy to work through.

— Jordan, Massachusetts


You guys get it and you rock! I love dealing with efficient companies without all of the red tape and corporate stuffiness! Thank you Esurance for being awesome and providing a good service.

— Kristoffer, South Carolina

discounts you could get in oklahoma

For riders in Oklahoma, savings come as easy as one of your state's famous fried pies. For instance, just for paying your premium all at once instead of with installments, you could qualify for the Paid-in-Full discount.

And if you have other coverage with our trusted partner in addition to motorcycle insurance, you could benefit from a Multi-Policy discount.

When you get your free quote, you can see if you qualify for these or other discounts, including:

  • Homeowner discount
  • Safety Course discount
  • Multi-Vehicle discount

oklahoma motorcycle insurance requirements

Just like car drivers, motorcycle riders in Oklahoma must carry liability insurance. If the worst happens on the road, you'll be glad to have this protection behind you.

With liability coverage, you don't have to worry about paying huge repair sums out of pocket if, say, you accidentally crash into someone's luxury sedan. Others' injury and property damage costs are covered, up to your limits, allowing you to safeguard your finances and ride with confidence.

Minimum limits for Oklahoma liability are:

  • $10,000 bodily injury per person
  • $20,000 bodily injury per accident
  • $10,000 property damage per accident

why motorcycle crashes happen

How much do you know about the riding risks of your home state? Take a look at these Oklahoma motorcycle accident statistics and find out:

Caution on the (not so) open road

An alarming 38 percent of serious motorcycle accidents occur on city streets — rather than highways, interstates, or county roads — and 28 percent of fatal crashes, both the most of any road type.

The speeding factor

More than 1 out of every 4 fatal or serious motorcycle crashes in Oklahoma is caused by riders cruising at unsafe speeds. Follow the posted limits to greatly increase your safety on 2 wheels.

Don't drink and ride

Roughly 11 percent of fatal and serious motorcycle accidents involve riders under the influence of alcohol.

Cushion your cranium

Two out of every 3 riders in fatal accidents in Oklahoma aren't wearing a helmet. Don't believe the myths behind helmets — they're the single most important piece of safety gear at your disposal.

Get a motorcycle insurance quote and see how much you can save.

Or call 1-866-455-1980.