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new mexico motorcycle insurance

Whether you ride in Albuquerque, Santa Fe, or anywhere in between, Esurance can help you find some of the most affordable motorcycle rates around the Land of Enchantment.

Even though we don't insure New Mexico motorcyclists yet, we want to make sure you're getting the most bang for your buck on motorcycle insurance — and the most thrills from your scenic state. Get a New Mexico motorcycle insurance quote here for coverage with our partner.

it pays to ride safely: motorcycle discounts in new mexico

Great news — motorcycle fatalities in New Mexico decreased by nearly 40 percent from 2012 to 2013, according to statistics from the Governors Highway Safety Association. That's one of the sharpest safety increases of any state in the country!

First things first: give yourself a much-deserved pat on the back, motorcyclists. Second, quit wasting time with back-patting … there are savings to be had!

New Mexico riders who stay safe on the road and avoid claims could qualify for some truly awesome discounts with our trusted partner, including Claim Free Renewal, Safety Course, and Responsible Driver. Just grab your free quote to see what perks your stellar record can lead to.

required motorcycle insurance in new mexico

Riders in the Land of Enchantment must purchase liability insurance. This coverage goes toward others' injury or property damage bills if you accidentally cause an accident on your motorcycle. In other words, it's protection you'll be more than thankful to have in a pinch.

You can select the liability limits you want when you get your quote, as long as they meet the state-mandated minimums:

  • $25,000 bodily injury per person
  • $50,000 bodily injury per accident
  • $10,000 property damage per accident

do i have to wear a motorcycle helmet in new mexico?

If you're under the age of 18, then yes. If you're 18 or over, motorcycle helmets aren't legally required.

"Legally" is the key word there. Because if we're talking about pure common sense, you'd never dream of leaving home without your trusty helmet. Fact is, protecting your head while riding can decrease your risk of fatality by a whopping 40 percent. Helmets can also reduce distractions from bugs, traffic noise, and inclement weather, allowing you the ultimate confidence and freedom on your hog.

Get a motorcycle insurance quote and see how much you can save.

or call 1-866-455-1980