new jersey motorcycle insurance

Whether you like riding your Harley through Hoboken or cruising your classic along Cape May, motorcycling in New Jersey is a scenic treat.

Even though Esurance doesn't insure riders in New Jersey yet, we're committed to helping you snag some of the most affordable motorcycle insurance rates around. Our hassle-free website makes the process simple, allowing you to get a New Jersey motorcycle insurance quote with our partner in mere minutes.

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ride safely and save in new jersey

New Jersey has the distinction of being the most densely populated state in the country, with practically 2,000 residents per square mile! Heck, surviving that kind of rush hour with your sanity intact deserves a stern pat on the back. And surviving it with your motorcycle intact … well, that deserves an even better reward.

On top of the generally lower rates that incident-free riders tend to earn, staying safe on the road could net you sweet discounts with our trusted partner — like Responsible Driver or Claim Free Renewal. Which just goes to show: even when the roads are packed to the gills, it pays to take a deep breath and keep your cool.

do i need to have motorcycle insurance in new jersey?

Yes, all riders are required to purchase liability insurance, which helps cover others' injury or property damage bills if you're at-fault in an accident.

New Jersey liability comes with the following minimum limits:

  • $15,000 bodily injury per person
  • $30,000 bodily injury per incident
  • $10,000 property damage per incident

Of course, you can always select higher limits to give you better peace of mind. And remember, a well-rounded policy doesn't stop with just liability insurance. Garden State riders also have a bouquet of optional coverages to choose from, such as comprehensive, collision, and medical payments.

why do you ride in new jersey?

With over 300,000 registered motorcycles in the state (8th most of any in the U.S.), it's pretty clear that New Jersey has become one of the top places for bikers to kick up their heels (er, wheels) and ride. And we want all road warriors in your area to make their passion known far and wide.

Head to Esurance's Why I Ride hub to share what you love about motorcycling in New Jersey, and maybe even learn from others some hidden routes you never knew of. You can also view inspiring videos, browse jaw-dropping photos, and get major inspiration for your next adventure.

Get a motorcycle insurance quote and see how much you can save.

Or call 1-866-455-1980.