Yes, all riders are required to purchase liability insurance, which helps cover others' injury or property damage bills if you're at-fault in an accident.
New Jersey liability comes with the following minimum limits:
- $15,000 bodily injury per person
- $30,000 bodily injury per incident
- $10,000 property damage per incident
Of course, you can always select higher limits to give you better peace of mind. And remember, a well-rounded policy doesn't stop with just liability insurance. Garden State riders also have a bouquet of optional coverages to choose from, such as comprehensive, collision, and medical payments.