Potentially, no. Part of New Hampshire's famous "Live Free or Die" mantra means insurance isn't required to ride in the state. However, there may be cases in which you're obligated to purchase compulsory liability insurance, such as if you have an accident or are convicted of DUI.
The minimum coverage limits included in NH liability are:
- $25,000 bodily injury per person
- $50,000 bodily injury per accident
- $25,000 property damage per accident
Even if insurance isn't required for you, we can't recommend it strongly enough. Imagine if you cause a collision with someone's fancy sports car. Could you afford the repair costs on your own? Or what if you stroll out to a diner parking lot after lunch, only to find your bike is missing? You probably don't want to foot the bill for a brand new hog out of your own pocket.
Motorcycle coverage gives you the peace of mind to explore your state the way you want, knowing your hard-earned savings are secure. You'll be able to customize coverage options that make sense for you when you get your free quote.