massachusetts motorcycle insurance

Built to save you money, every motorcycle policy through Esurance offers a wealth of discounts, plus simple policy management and 24/7 claims service.

Even though we don't insure residents of Massachusetts yet, Esurance is committed to helping you nab you the best deal on a motorcycle policy. You can get a free motorcycle insurance quote in minutes with our partner through our award-winning, hassle-free website

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My last insurance company was so complicated. I love how easy and accessible Esurance is. I can print what I need when I need it, and the customer service is the best I've ever experienced.

— Paul, Florida


I filed a claim online and was called within 30 minutes. My rep was very helpful and informative — but most of all she was human. It made an odd situation easy to work through.

— Jordan, Massachusetts


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massachusetts motorcycle discounts

Good news, Bay State residents: we can steer you toward motorcycle insurance rates in Massachusetts as sweet as your famous Boston cream pie. It all starts with scoring convenient discounts.

For instance, by installing a LoJack® recovery device on your bike (which is a smart move, as your state had nearly 1,000 stolen motorcycles in 2013), you could earn savings on your policy with a LoJack discount.

Even easier than that, just by paying your premium all at once when you begin your policy rather than with periodic installments, you could net a Paid-in-Full discount.

Start your free quote to see if you qualify for these or other discounts with our trusted partner, such as Homeowner or Responsible Driver.

required motorcycle insurance in massachusetts

All riders in your state must at least carry liability insurance, which helps cover others' expenses if you cause an accident leading to injuries or property damage.

Here are the minimum coverage limits for Massachusetts liability:

  • $20,000 bodily injury per person
  • $40,000 bodily injury per incident
  • $5,000 property damage per incident

do i have to wear a helmet while riding in massachusetts?

Yes, the Bay State has a universal helmet law that requires all riders to protect their heads when motorcycling. And it's a good thing, too. Helmets are the most crucial piece of safety gear any rider can wear, and they save roughly 20 Massachusite lives per every 100,000 registered motorcycles, according to the CDC.

When picking out your helmet, don't simply go with the first or cheapest one you see. The key to getting the most safety from your lid is finding one that fits your unique head shape. Don't worry, it's not as complicated as it sounds. Head to the Esurance info center for helpful tips on motorcycle helmet sizing.

Get a motorcycle insurance quote and see how much you can save.

Or call 1-866-455-1980.