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maine motorcycle insurance

With its jagged coastlines, serene waterways, and vast forests, Maine is a biker's dream come true. But with so much stunning nature to take in, we doubt motorcycle insurance is the first thing on riders' minds in the Pine Tree State.

That's OK, because even though Esurance doesn't insure Maine residents yet, we've made it really simple to get affordable motorcycle insurance rates with our partner. When you get a free Maine motorcycle insurance quote online through our hassle-free site, you can customize coverages, limits, and deductibles to suit your needs.

homeowner discount for maine riders

Maine has one of the highest homeownership rates in the country at nearly 72 percent! And this isn't just great news for the state's brass door-knocker industry, but also its motorcycle riders.

See, if you own your abode in Maine, you could qualify for an uber-convenient, cash-saving discount on your motorcycle policy.

And that's just the tip of the proverbial pine tree. When you get coverage with our partner, you could also qualify for other discounts, including Multi-Vehicle, Paid-in-Full, and Safety Course.

maine motorcycle insurance requirements

All riders in Maine are required to carry liability insurance, which goes toward paying others' injury or property damage expenses if you're at fault in an accident.

Minimum limits included in your policy are:

  • $50,000 bodily injury per person
  • $100,000 bodily injury per accident
  • $25,000 property damage per accident

Keep in mind, these are simply the bare minimum amounts you must have. You can always opt for higher limits to give you, your family, and your finances increased protection from whatever happens on the road.

where motorcycle crashes happen most

It's best to have your guard up whenever (and wherever) you ride in Maine. But it's also helpful to know where the major crash hotspots are.

The overwhelming majority of motorcycle accidents in your state happen in Cumberland and York counties. Penobscot, Kennebec, and Androscoggin counties have all had significant crash numbers in recent years, as well.

No matter where you live, Esurance can help you ride incident-free. By brushing up on motorcycle safety tips, you can better anticipate the uniquely dangerous situations that bikers face and avoid becoming a statistic yourself.

Get a motorcycle insurance quote and see how much you can save.

or call 1-866-455-1980