iowa motorcycle insurance

Great news, Iowans: Esurance is here to help you find motorcycle insurance coverage that suits your unique riding lifestyle — whether you're a city commuter in Ames or Des Moines or a weekend road warrior who craves the open highway.

Even though we don't insure riders in Iowa yet, we want to make sure you're getting the most out of the Hawkeye State from our partner. You can get an Iowa motorcycle insurance quote in minutes through Esurance to see how much money you could be saving on a policy.

what our customers say


My last insurance company was so complicated. I love how easy and accessible Esurance is. I can print what I need when I need it, and the customer service is the best I've ever experienced.

— Paul, Florida


I filed a claim online and was called within 30 minutes. My rep was very helpful and informative — but most of all she was human. It made an odd situation easy to work through.

— Jordan, Massachusetts


You guys get it and you rock! I love dealing with efficient companies without all of the red tape and corporate stuffiness! Thank you Esurance for being awesome and providing a good service.

— Kristoffer, South Carolina

iowa motorcycle discounts

Thankfully, finding affordable motorcycle insurance in Iowa is way easier than finding your way out of one of your state's infamous corn mazes (seriously, we're still stuck).

For instance, just for owning your abode, which a staggering 72 percent of Iowans do, you could save on your motorcycle policy with a nifty Homeowner discount.

Other discounts are just as easy and convenient. Get your quote with our trusted partner to see if you qualify for any of these perks:

  • Paid-in-Full discount
  • Safety Course discount
  • Multi-Vehicle discount

how much motorcycle insurance do i need?

Iowa riders must carry liability insurance with the following minimum limits:

  • $20,000 bodily injury per person
  • $40,000 bodily injury per incident
  • $15,000 property damage per incident

If you cause an accident, liability coverage goes to work helping cover others' damages, up to your limit. So, for instance, if you crashed into someone's car and you had the minimum limits on your policy, your insurance would cover up to $15,000 for their vehicle repairs.

For greater protection, you can always select more coverage than the bare minimum (and it's typically a wise move).

iowa loves its motorcycles

With tons of open road, a low population density, and a quick, breezy commute, Iowa seems like an ideal place to ride. And the numbers back it up. Per capita, Hawkeye State residents have more registered bikes than all but 2 other states!

What makes Iowa so much fun for motorcycling? Share what you love about your home state on our Why I Ride hub. You can also learn what makes others tick on 2 wheels, check out amazing videos and photos, and get a free motorcycle quote.

Get a motorcycle insurance quote and see how much you can save.

Or call 1-866-455-1980.