hawaii motorcycle insurance

With winding hillside highways, impossibly starry skies, and coastal views straight from a computer background, Hawaii is a motorcycling destination like no other. A motorcycle accident in Hawaii, however, is just as stressful as anywhere else. That's why it pays to be prepared with Hawaii motorcycle insurance.

While Esurance doesn't provide Hawaii motorcycle insurance, you can still use our site to snag a free quote from our partner and keep your mind as tranquil as your surroundings.

what our customers say


My last insurance company was so complicated. I love how easy and accessible Esurance is. I can print what I need when I need it, and the customer service is the best I've ever experienced.

— Paul, Florida


I filed a claim online and was called within 30 minutes. My rep was very helpful and informative — but most of all she was human. It made an odd situation easy to work through.

— Jordan, Massachusetts


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— Kristoffer, South Carolina

discounts for hawaii riders

Even in paradise, saving money just gives you that warm, fuzzy feeling inside. Good thing Hawaiians have convenient discount options right at their fingertips when they get motorcycle coverage through Esurance.

For instance, just by paying your premium all at once rather than with installments, you could net an insanely simple Paid-in-Full discount. And if you take a certified motorcycle riding class to sharpen your skills on the road, you could qualify for a Safety Course discount.

And that's just for starters. When you get your free quote with our trusted partner, you can see if you're eligible for even more juicy discounts, like Homeowner or Multi-Policy.

do i need motorcycle insurance in hawaii?

Because so much of the Aloha State is undeveloped (which is what we love about it!), riding in your neck of the woods can be uniquely … adventurous. Which is why securing your bike and finances with great coverage is doubly important.

All riders are required to carry liability insurance, which helps cover others' damages in accidents you cause, with at least the following limits:

  • $20,000 bodily injury per person
  • $40,000 bodily injury per incident
  • $10,000 property damage per incident

In addition to liability, you can also bolster your policy (and peace of mind) with other optional coverages from our partner, such as medical payments, collision, and comprehensive.

did you know?

Here are some fun facts about your home state to toss in your saddlebag before your next ride.

  • "Getting away from it all" isn't as easy in Hawaii as you'd think. At 211 residents per square mile, the state is actually one of the most densely populated in the whole country (watch out for that infamous Honolulu rush hour).
  • If don't have time to ride across the country, riding across The Big Island is a pretty good condensed version — it contains 8 out of the world's 13 climate zones just inside its borders!
  • Motorcycling in Hawaii is a give-and-take. While you get to enjoy the highest year-round riding temperatures in the nation (70 degrees on average), you also get soaked with the most rain of any state, (roughly 64 inches annually).
Get a motorcycle insurance quote and see how much you can save.

Or call 1-866-455-1980.