Georgians are legally required to have liability insurance to ride a motorcycle in the state. This coverage automatically comes with the following minimum limits:
- $25,000 bodily injury per person
- $50,000 bodily injury per accident
- $25,000 property damage per accident
In the event of an at-fault accident, your liability coverage goes toward paying others' injury or property damage bills, up to the limits on your policy. So if you had the minimum limits, for example, and you collided with someone's SUV, your insurer would cover up to $25,000 for their repairs.
Keep in mind, you always have the option of selecting higher limits than the bare minimum. And given how fast post-accident bills can snowball, having more protection is a smart way to safeguard your finances and your family's future, and add some much-needed peace of mind to your riding.