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alabama motorcycle insurance

Alabama has plenty to show for its nearly 200 years — natural wonders like Dauphin Island, historical sites such as Fort Payne, and modern staples like baked oysters and bruising football. Before you plan your next ride through the Heart of Dixie to enjoy all it has to offer, though, make sure you and your bike are protected.

While Esurance doesn't currently offer motorcycle insurance in Alabama, you can get a fast, free quote with our partner. That way, whatever your state's next big thing is, you're sure to be on the road soaking it all in.

save on motorcycle insurance with alabama discounts

Even though we don't offer motorcycle insurance in Alabama (yet), we're still dead set on helping you find competitive rates (hey, that southern hospitality is contagious). With a policy from our trusted partner, you could qualify for a bevy of discounts to help keep your premium down.

For example, if you own your home (which roughly 70 percent of Alabamans do), there could be a convenient Homeowner discount in your future. And for riding safely and staying accident-free, you could net a Responsible Driver or Claim Free Renewal discount.

You'll be able to see all the perks you qualify for when you get your free quote.

is motorcycle insurance required in alabama?

Yes, all riders in your state are legally required to carry liability insurance. If the worst happens on the road and you cause an accident with your bike, you'll be glad to have this protection behind you. Liability kicks in to help cover others' injury or property damage costs (up to your limit), thus helping you safeguard your finances.

Minimum liability limits in Alabama are:

  • $20,000 bodily injury per person
  • $40,000 bodily injury per incident
  • $10,000 property damage per incident

You always have the option of selecting more liability protection than the bare minimum. When you get your quote, you can choose limits that give you peace of mind, plus select from a range of additional coverages.

look where you’re riding — it’s the law

In case the sheer danger and abject foolishness of riding your motorcycle blindfolded doesn't make you rethink that move, maybe this will: It's against the law in Alabama!

While we can't even imagine what motivated the first Alabaman who tried it, operating a vehicle while blindfolded must've turned out even worse than anticipated (and you'd think expectations were already rock-bottom), because the state felt the need to enact a formal law against it. So whether you like it or not, you'll look where you're going on the road in Alabama.

For somewhat more helpful (and less obvious) motorcycling safety tips, you can head to the Esurance Info Center.

Get a motorcycle insurance quote and see how much you can save.

or call 1-866-455-1980