motorcycle insurance discounts

Only one thing can improve cruising the open road on your bike: knowing you've scored motorcycle insurance discounts while you do it. We'll bring you up to speed on how to cut your premium.

Discounts can help you score big savings on your policy

ways to save on motorcycle insurance

Motorcycle insurance savings and discounts are fun, refreshing, and prone to drawing envious stares from your fellow bikers (like your motorcycle itself). Here are some of the policy perks you might be able to score when you get a motorcycle insurance quote.

  • Multi-Vehicle discount
    Get savings just for insuring more than one bike, trike, ATV, etc., on the same policy.
  • Homeowners discount
    Enjoy reduced motorcycle insurance rates if you own your home.
  • Recovery Device discount
    Not only does having a recovery system help prevent thieves from getting their hands on your bike, it helps you grab some bike insurance discounts in the process (win-win, anyone?).
  • Paid-in-Full discount
    Slash your motorcycle insurance rates simply by paying your premium all at once instead of in monthly intervals.
  • Responsible Driver discount
    Score a discount for your stellar track record: 2 years without an accident or moving violation means savings from some insurance companies (including us).
  • Safety Course discount
    You'll qualify for this discount if you complete an approved driving safety class.
  • Multi-Policy discount
    Entrust your car and motorcycle policies to us and save on both. Discount amount will vary.
  • Motorcycle Endorsement discount
    Save some green by proving your riding knowledge is anything but. By learning the ropes and earning your motorcycle license or endorsement (an extension of your auto license that clears you to ride motorcycles), you'll get a discount.
  • Switch & Save® discount
    Save up to 15 percent when you switch to Esurance from another company. Just our little (make that big) way of saying welcome!
  • Antilock Brakes discount
    Defensive-minded riders can save automatically just for having this common safety feature on their bike.
  • Association discount
    Savings just for hanging with your buddies? Yep. Save up to 5 percent on your motorcycle insurance as a member of any 1 of 20 approved motorcycle organizations.

loyalty rewards

When you start a policy with Esurance or through our partner, you can discover another great way to save: loyalty rewards.

By maintaining that policy over time, you could qualify for the following motorcycle benefits:

Small accident forgiveness

This perk helps prevent your rate from increasing (and thus keeps money in your wallet) if you cause a minor accident on your bike.

Large accident forgiveness

Being a truly loyal customer shouldn't go unnoticed. That's why longtime policyholders (4-plus years) get the benefit of the doubt even if they have a major at-fault claim. If you and the drivers on your policy have been claim- and violation-free for at least 3 years, your rate won't be affected after your first big incident (cue that sigh of relief).

motorcycle insurance rates: faqs

What payment plans are available for motorcycle insurance policies?

How can I find the cheapest motorcycle insurance policy?

I'm a first-time rider. What's the average cost of motorcycle insurance?

I hear women get cheaper motorcycle rates than men. Can you explain?

Wonder if you could be saving on motorcycle insurance?

Get your free quote online.

Or call 1-866-455-1980.

More about motorcycle insurance

What our customers say

After receiving renewal information from my current auto insurance carrier, I wanted to make sure I was paying the lowest price possible. I immediately checked quotes on Esurance and was pleased to learn they could offer me a quote several hundred dollars cheaper. I applied, called an agent, and was already printing out my new insurance card within 20 minutes."

— Monica, Florida

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