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wisconsin homeowners insurance

For most Sconnies, your home is your largest investment. But your house is also so much more — the result of hard work, dreams, and a unique vision for just how sweet life (and insulation in the winter) can be.

At Esurance, we want you to have protection that's as personal as your home itself. That's why when you get a free quote for homeowners insurance in Wisconsin, you'll get access to 24/7 assistance, a flexible payment schedule, and easy policy management that puts your home's protection right at your fingertips.

wisconsin homeowners insurance discounts

As a homeowner in America's Dairyland, you have a lot of pride in where you live — not just structurally, but also in the things you keep at home. At Esurance, we'd like to reward you for such attention to detail with easy-to-qualify-for discounts on your homeowners insurance policy.

DIY Inspection discount

If you've had a home appraisal done professionally within the past year, all you have to do to qualify for our DIY Inspection discount is send us a copy. It's that simple!

Other discounts for Wisconsin homeowners include:

  • Loyal Customer discount
  • Welcome Home discount
  • Claim-Free discount
  • Multi-Policy discount
  • Home Safety Features discount
  • Smoke-Free discount
  • Preferred Buyer discount
  • Hail Resistant Roof discount
  • Future Effective Date discount
  • New Home discount

standard coverages from esurance

Your home is your safe haven, and your policy should reflect coverages designed to handle the structure of your house and much more (including everything you keep there). When you get your free homeowners insurance quote from Esurance, you'll see an assortment of coverages that come standard in Wisconsin.

Dwelling protection

Wisconsin averages as much as 160 inches of snow annually in the Lake Superior snowbelt. Depending on the season, that could either mean several top-quality snowmen built or costly damage to your roof. Luckily, this coverage helps cover the cost of the latter, helping you repair or rebuild following a covered loss.

Guest medical protection

Say a friend slips on your front steps in icy conditions and suffers an injury. Who pays for their medical bills? What if you're sued? Your policy could help cover injured guests' medical bills, even if you're not liable for the injury. And if you are, your legal fees could be covered, too.

Other home coverages that come standard for Sconnies include:

  • Personal property protection
  • Other structures protection
  • Additional living expense coverage
  • Family liability protection

helpful optional coverages in wisconsin

Your policy protects your home, your belongings, and more. But what if you own specialty items or valuables that require a bit more protection than standard coverage might provide? With a Wisconsin home insurance policy, you have the option of tacking on additional coverages, so you can get specialized protection for valuables and more.

Roof surfaces extended coverage

Wisconsin sees a whopping 24 tornadoes a year (on average). If a passing twister impacts your roof, the damage might exceed your dwelling coverage limits or other structures protection.

Good thing Wisconsin homeowners can add roof surfaces extended coverage, which provides the funds to help repair or replace your roof (up to your limit) after incidents involving wind or hail.

Want more optional coverages to help get the most from your policy? You might be interested in adding building codes coverage, golf cart coverage, eco upgrade coverage, identity theft expense coverage, and additional coverage for jewelry, watches, and furs.

Related links

Home fire safety: get alarmed
Here's your guide to fire-proofing your home.

Buying a new home
Home buying is a pretty intensive process, but the reward is well worth the effort.

Wonder if you could be saving on homeowners insurance?

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or call 1-866-439-5633