Unlike auto insurance, homeowners coverage isn't government-mandated in West Virginia. However, if you finance your home with a mortgage, your lender likely requires a basic policy.
Of course, required or not, homeowners insurance is always a wise addition. After all, if your place is leveled by a tornado, could you afford to rebuild on your own? Or if a burglar cleans you out, do you want to start over from scratch replacing all your valuables?
With solid coverage behind you, you can rest easy knowing your family, finances, and future are well looked after.