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Washington residents who bundle their home insurance with auto insurance can save even more! Here's how.

washington homeowners insurance

Calling Washington home can be pretty sweet — what else would you expect when your state is responsible for the Walla Walla sweet onion? What's even more mouth-watering is saving money on your homeowners insurance.

When you get Washington home insurance from Esurance, you'll be able to add flexible coverage options to protect your house, family, belongings, and more. And our personalized discounts help make sure all this reliable coverage comes at a price that won't make your eyes water.

save big with washington home insurance discounts

Home to tech stalwarts like Amazon and Microsoft, Washington is no stranger to the conveniences of the modern world. And Esurance is happy to keep it that way. Our cutting-edge approach to home insurance can help residents in the Evergreen State score handy discounts on their policy.

Multi-Policy discount

If you already have car insurance from Esurance, simply bundle it with homeowners coverage to earn savings on both policies. Easy as that.

Smoke-Free discount

With one of the lowest rates of cigarette smokers per capita in the nation (just 17 percent), Washingtonians know a thing or 2 about staying healthy. And if no one in your house smokes, we'll reward you with this easy discount — and help keep your wallet as robust as you are.

More discounts available in Washington

Keep the savings rolling by qualifying for these other Esurance discounts:

  • Claim-Free discount
  • Preferred Buyer discount
  • New Home discount
  • Home Safety Features discount
  • Hail Resistant Roof discount
  • Future Effective Date discount
  • DIY Inspection discount

coverages included with washington homeowners insurance

Few coverages give you as much bang for your buck as homeowners insurance. Your house, your stuff, and even your guests could all be covered under a base-level Esurance policy.

Dwelling protection

From Seattle to Bellevue and beyond, houses don't come cheap in Washington. In fact, the state ranks among the 10 most expensive real estate markets in the country. So chances are your home is your largest investment — which makes having financial security in case something happens to it a high priority. Luckily, you can rest easy thanks to dwelling protection from Esurance.

Say a fire, windstorm, or other covered risk damages or destroys your place. Dwelling protection kicks in to reimburse the cost (up to your limits) of rebuilding your home. That way, your financial security is refreshingly predictable, even when the future isn't.

Guest medical protection

From slippery walkways to steep staircases, your home comes with its share of hazards.

With guest medical protection, you can avoid being left on the hook for others' hefty medical bills if they're injured on your property. Default coverage amount is $1,000 but you can add up to $5,000 for extra peace of mind.

Other coverages for Washington homeowners include:

  • Personal property protection
  • Additional living expense protection
  • Family liability protection
  • Other structures protection

optional coverages for even more peace of mind

Our vast array of optional coverages can help insulate your home and hard-earned savings from other common risks in the area.

Roof surfaces extended coverage

Even though your roof can take one serious pelting in Washington, your wallet doesn't have to. By adding extended coverage for your roof surfaces, you'll have the extra protection you need to get through the rougher seasons and keep the outside elements from getting inside your house.

Identity theft expense coverage

Everyone can benefit from having protection against identity theft — especially residents in the Evergreen State. Washington had the second highest number of ID theft complaints per capita in the U.S. in 2014. With Esurance ID theft protection on your policy, however, you can get reimbursed for reasonable expenses associated with restoring your good name and even get help preventing future incidents.

Remember, this is only scratching the surface. Esurance offers many more optional coverages to Washingtonians, including water backup coverage in case you have a plumbing mishap and scheduled personal property protection for luxury items, just to name a couple. Start customizing your ideal policy when you get your free quote.

Related links

Washington car insurance
Stay current on insurance and driving laws in your neck of woods.

Are water damage and mold covered by home insurance?
Learn how your policy handles water-related incidents and how to protect your place from heavy rain and mold.

Wonder if you could be saving on homeowners insurance?

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or call 1-866-439-5633