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utah homeowners insurance

Where but Utah are you likely to find a home with easy access to both sand dunes and dense forests? Add that to the fine arts of Salt Lake City and Layton's self-proclaimed "year-round ocean," and you've got all the essentials for a great location.

We want to help you enjoy a sweet life in the Beehive State, which means providing you with a range of coverage options and potential savings. With homeowners insurance from Esurance, life gets even better with coverage for your biggest investment. Get your free online quote today!

discounts on utah home insurance

What's better than affordable homeowners insurance rates? Having even more ways to save, thanks to our easy-to-score discounts for residents in the Beehive State. Wherever you own a home in Utah, including West Valley City, Provo, and West Jordan, Esurance wants to help you save on your policy.

Home Safety Features discount

More than 70 percent of all burglaries in Utah in 2013 were home burglaries. Simply by equipping your house with safety features like a burglar alarm you'll be better protected and qualify for this discount.

Plus, just for joining the Esurance family, we'll give you savings on your premium for the first 2 policy terms with our Welcome Home discount.

Other discounts for Utah homeowners include:

  • DIY Inspection discount
  • Loyal Customer discount
  • Multi-Policy discount
  • Smoke-Free discount
  • Claim-Free discount
  • Preferred Buyer discount
  • Hail Resistant Roof discount
  • Future Effective Date discount
  • New Home discount

standard coverages in the beehive state

Esurance doesn't skimp on the details when it comes to your policy, providing top-tier protection for the structure of your home, belongings, your family's liability, and more.

Dwelling protection

Due in part to its high elevation, Utah can experience extremely harsh winters with occasional blizzards. Then, during the warmest months — from May through September — some areas can even suffer some pretty damaging hailstorms from time to time.

Fortunately, your policy could cover associated risks — so if a particularly brutal snowstorm or spattering of hail damages your roof, you don't have to worry about paying for home repairs yourself.

Our other home coverages that come standard in Utah include:

  • Personal property protection
  • Guest medical protection
  • Additional living expense coverage
  • Family liability protection

increased protection with additional coverages

As you go through the quote process, you might want to take advantage of our additional coverage options. Whether you have some high-ticket valuables or simply want more protection for specialty items, these coverages can help you make the most of your policy.

Additional coverage on jewelry, watches, and fur

Though you can't put a price tag on family heirlooms, you can purchase coverage that goes above and beyond to keep your valuables safer. That way, hand-me-down pearls, gold watches, and more are better protected by higher limits than you can get with standard personal property protection.

You can tack on plenty of other additional coverages with a policy from Esurance, too, like building codes coverage, eco upgrade coverage, golf cart coverage, and identity theft expense coverage.

Related links

How to protect your home from mold
Learn how to tackle a persistent mold problem and help keep it out of your house in the future.

Pet-proofing tips for homeowners
Keep your furry friends (and your furniture!) safe with these pet owner-specific home maintenance tips.

Wonder if you could be saving on homeowners insurance?

get your free quote online

or call 1-866-439-5633