We know you've grown accustomed to saving big in Texas (that whole "no-income-tax" thing tends to have that effect). So far be it from us to mess with what isn't broken.
We offer a diverse slate of simple, straightforward homeowners discounts in the Lone Star State to make it easy for Texans to continue their wallet-friendly ways.
For some, Texas is synonymous with the cowboy: 10-gallon hat on his head and, perhaps most prominently, cigarette dangling from his lips. But in reality, the state is far from being a tobacco smokers' sanctuary. According to the Centers for Disease Control and Prevention, only 19 percent of adults in Texas are smokers, which is well below the U.S. median.
Avoiding cigarettes does more than reduce health risks — it can also reduce your homeowners insurance rates. By keeping a no-cigarette household (which, odds are, you're already doing), you could qualify for our Smoke-Free discount and enjoy convenient savings built right into your healthy lifestyle.
If you already have an Esurance auto policy (or even other coverage, like motorcycle), adding Texas home insurance to the mix means a couple things. First, you obviously can't get enough of our understated charm (no surprise there). And second, you'll qualify for our Multi-Policy discount and bank some handy savings.
Look to save even more by scoring these other discounts:
- Claim-Free discount
- Preferred Buyer discount
- New Home discount
- Home Safety Features discount
- Hail Resistant Roof discount
- Future Effective Date discount
- Storm Shutter discount
- DIY Inspection discount
- Welcome Home discount
- Loyal Customer discount