What does a standard Tennessee home insurance policy get you? Quite a lot, actually. We include a number of helpful coverages automatically to help residents start off on the right foot when safeguarding what matters most.
The average home in Tennessee is worth roughly $140,000. If the worst happens and a storm or explosion levels your house, could you afford that kind of kingly sum to rebuild?
For many people, the answer is "not a chance." Which is what makes dwelling protection so valuable. If a covered risk damages or destroys your abode, including attached structures like your garage, you'll be reimbursed the cost (up to your limits) to restore your place to its former glory.
That way, your family's financial future — not to mention present — remain just as intact as your freshly repaired home.
Personal property protection
When it comes to valuables you simply can't toy with (like that signed Peyton Manning Vols jersey, for instance), nothing gives you more peace of mind than Tennessee home insurance.
If your clothing, electronics, jewelry, antiques, or other prized possessions are stolen or damaged in a covered incident, personal property protection kicks in to help repair or replace them.
Other coverages included with your policy
A standard Esurance plan also provides Tennesseans with:
- Guest medical protection
- Other structures protection
- Family liability protection
- Additional living expense protection