get a south carolina homeowners insurance quote

or call 1-866-439-5633

Or call 1-866-439-5633.

south carolina homeowners insurance through an esurance partner

When you've got South Carolina's great outdoors to explore, it's easy to get absentminded about your home. But if you return to find unexpected damage or theft, the financial headache could make for one painful reality check.

Luckily, Esurance makes it a snap to shop for homeowners insurance in South Carolina so you can rest easy both inside your abode and out and about. When you get a free online quote on our site, you'll be able to get coverage from our trusted partner to protect your house, valuables, and more.

I think you're doing a pretty good job. I'm not computer savvy at all and I'm able to follow your directions to print insurance cards and look around my homeowners policy very easily. Thank you!

– Linda, Nevada

Our rep really took the time to explain each step of the process and was great at following up. She made the process easy and I appreciate her helping my family get our house back together.

– Tommy, Nevada

The entire [claim] process was quickly handled and there was no hassles. It was a truly stress-free experience which is rare nowadays. Thanks Esurance for not letting this turn into a nightmare.

– Iola, Kansas

discounts for homeowners young and old

Sun, sand, and southern hospitality have long made the Palmetto State a breezy place to spend retirement. There are also some financial perks to taking to South Carolina for those twilight years. For instance, Kiplinger ranked it as one of its 10 most tax-friendly states for retirees in 2013.

Retirees in your state could save even more through South Carolina discounts. Depending on your insurer, if you're retired or over a certain age, you could enjoy lower rates on your homeowners insurance premium just like that.

Even more discounts

Good news for you non-retired SC residents, too — the savings possibilities don't stop there. Start your free quote to see if you could lower your rates with other discounts, such as:

  • Welcome Home discount
  • Multiple Policy discount
  • Safety First discount

what’s covered by homeowners insurance?

Same as with auto insurance, the specific terms of your homeowners policy depend largely on the coverages you choose. But basic homeowners insurance in South Carolina typically offers:

  • Dwelling protection to help cover the cost of rebuilding your home after damage from a natural disaster, vehicle crash, or other incident
  • Personal property coverage for your damaged or stolen valuables
  • Liability protection to help safeguard your finances if someone is injured on your property
  • Additional living expenses (like for a hotel and food) if you have to temporarily relocate due to a covered risk

If you finance your home, your mortgage company will likely require at least basic homeowners insurance. But even if coverage isn't legally required for you, having protection like the ones mentioned above is the surest way to solidify your house, finances, and family's future in the face of unpredictable risks.

homeowners insurance and hurricanes

The National Hurricane Center deems South Carolina the fifth-most vulnerable state in the U.S. for hurricanes. Given the havoc these storms can wreak, this info is enough to (understandably) put homeowners on edge.

Thankfully, homeowners insurance should help residents in your state, from Abbeville to York County and everywhere in between, keep their cool. With coverage against hail, heavy winds, and other stormy side-effects on your side, you can take comfort knowing you can recover from hurricanes (even if you can't prevent them).

To help minimize hurricane risk even more, head to the Esurance Info Center for roof maintenance tips that can help make sure your castle's exterior is airtight.

Get a quote to see how surprisingly painless insurance can be

or call 1-866-439-5633

Or speak with a licensed agent at 1-866-439-5633.