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pennsylvania homeowners insurance

With geographical wonders like the Lake Erie coastline and the Pocono Mountains, the Keystone State is a great place to call home. With affordable homeowners insurance from Esurance, you'll be able to get protection for your place and so much more.

A homeowners policy from Esurance offers you a wide variety of flexible coverage options and limits, as well as discounts tailored specifically to your needs. Get a free homeowners insurance quote online and see how Esurance can help safeguard your family and finances in Pennsylvania.

discounts on pennsylvania home insurance

A home insurance policy should take care of your house as well as your wallet. At Esurance, we like to reward you for treating your house well with tons of discounts on home insurance and other easy ways to save. So while you're getting your free quote, you'll see an array of money-saving discounts we offer Keystone State residents to help you better protect your financial future.

Welcome Home discount

Want to save on your first 2 policy terms? You're in luck. Just to welcome you to Esurance — either from another home insurer or as a brand-new homeowner getting coverage for the first time — we give you an automatic discount.

Home Safety Features Discount

Having a solid security system is a sanity-saver, but it can also score you financial savings. If you have common safety features like a burglar alarm or smoke detector to prevent incidents like theft or fire, we'll reward you with our Home Safety Features discount.

Other discounts for Keystone State homeowners include:

  • Loyal Customer discount
  • DIY Inspection discount
  • Claim-Free discount
  • Multi-Policy discount
  • Smoke-Free discount
  • Preferred Buyer discount
  • Hail Resistant Roof discount
  • Future Effective Date discount
  • New Home discount

standard pennsylvania home coverages

Your coverage needs as a homeowner don't stop at the structural level, so why should your insurance? Fortunately, your Esurance policy also protects your family's liability, your belongings, and more. So in case your house needs a little help, it's good to know you've got access to an extensive variety of coverages that come standard with your home policy in Pennsylvania.

Dwelling protection

Living in the Keystone State does come with the cost of cold winters, sticky summers, and of course, seasonal storms — including an average of 16 tornadoes a year. Fortunately, if a covered risk like wind, hail, or fire damages your house, your homeowners insurance can help you pay to repair or rebuild your place.

Other structures coverage

With an Esurance policy, you can get protection for structures separate from your main house. So if your gazebo, carport, or other unattached structure is wrecked by a covered incident (like a tornado or fire), they're protected, too.

Other standard coverages in Pennsylvania include:

  • Personal property protection
  • Additional living expense coverage
  • Guest medical protection
  • Family liability protection

more protection with additional coverage options

By adding some of these optional Pennsylvania homeowners coverages to your policy, you're also adding extra financial protection and peace of mind.

Additional coverage for jewelry, watches, and furs

Your high-priced items, like a winter fur or engraved bracelet, might exceed the limits of basic personal property coverage. Fortunately, we offer high-limit coverage on such big-ticket belongings, as well as other valuables like watches and silverware.

Identity theft expense coverage

If your identity is ever stolen, you want to know that there's someone on your side (and that the damage can be repaired). That's where this coverage can step in to help.

For just $3 a month ($4 for 2 people), we bring in a dedicated service to help fix the damage done to your name and credit after your identity's been stolen.

Interested in even more protection? Esurance also offers golf cart coverage, eco upgrade coverage, and building codes coverage.

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Wonder if you could be saving on homeowners insurance?

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or call 1-866-439-5633