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Or call 1-866-439-5633.

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Pennsylvania residents who bundle their home insurance with auto insurance can save even more! Here's how.

pennsylvania homeowners insurance

Geographical wonders like the Lake Erie coastline and the Pocono Mountains — not to mention the Cradle of Liberty herself, Philadelphia — makes the Keystone State a great place to call home. With affordable homeowners insurance from Esurance, you'll be able to get protection for your place and so much more.

A homeowners policy from Esurance offers you a wide variety of flexible coverage options and limits, as well as discounts tailored specifically to your needs. Get a free homeowners insurance quote online and see how Esurance can help safeguard your family and finances in Pennsylvania.

what our customers say

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I think you're doing a pretty good job. I'm not computer savvy at all and I'm able to follow your directions to print insurance cards and look around my homeowners policy very easily. Thank you!

— Linda, Nevada

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Our rep really took the time to explain each step of the process and was great at following up. She made the process easy and I appreciate her helping my family get our house back together.

— Tommy, Nevada

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The entire [claim] process was quickly handled and there was no hassles. It was a truly stress-free experience which is rare nowadays. Thanks Esurance for not letting this turn into a nightmare.

— Iola, Kansas

discounts on pennsylvania home insurance

Whether it's a bevy of renowned eateries in Pittsburgh, or Allentown's multitude of cultural attractions and museums, Pennsylvanians have better things to spend their hard-earned dough on than overpriced home insurance. At Esurance, we like to reward you for treating your house well with tons of home insurance discounts and other easy ways to save. So while you're getting your free quote, you'll see an array of money-saving discounts we offer Keystone State residents to help you better protect your financial future.

Welcome Home discount

Want to save on your first 2 policy terms? You're in luck. Just to welcome you to Esurance — either from another home insurer or as a brand-new homeowner getting coverage for the first time — we give you an automatic discount.

Home Safety Features Discount

Having a solid security system is a sanity-saver, but it can also score you financial savings. If you have common safety features like a burglar alarm or smoke detector to prevent incidents like theft or fire, we'll reward you with our Home Safety Features discount.

Other discounts for Keystone State homeowners include:

standard pennsylvania home coverages

Your coverage needs as a homeowner don't stop at the structural level, so why should your insurance? Fortunately, your Esurance policy also protects your family's liability, your belongings, and more. So in case your house needs a little help, it's good to know you've got access to an extensive variety of coverages that come standard with your home policy in Pennsylvania.

Dwelling protection

Living in the Keystone State does come with the cost of cold winters, sticky summers, and of course, seasonal storms — including an average of 16 tornadoes a year. Fortunately, if a covered risk like wind, hailstones, or wildfire damages your house, your homeowners insurance can help you pay to repair or rebuild your place.

Other structures coverage

With other structures coverage, you can get protection for structures separate from your main house. So if your gazebo, carport, or other unattached structure is wrecked by a covered incident (like a tornado or fire), they're protected, too.

Other standard coverages in Pennsylvania include:

more protection with additional coverage options

By adding some of these optional Pennsylvania homeowners coverages to your policy, you're also adding extra financial protection and peace of mind.

Additional coverage for jewelry, watches, and furs

Your high-priced items, like a winter fur or engraved bracelet, might exceed the limits of basic personal property coverage. Fortunately, we offer high-limit coverage on such big-ticket belongings, as well as other valuables like watches and silverware.

Identity theft expense coverage

If you're the victim of identity theft, you want to know that there's someone on your side (and that the damage can be repaired). That's where ID theft coverage can step in to help.

For just $3 a month ($4 for 2 people), we bring in a dedicated service to help fix the damage done to your name and credit after your identity's been stolen.

Interested in even more protection? Esurance also offers golf cart coverage, eco upgrade coverage, and building codes coverage. Plus, our agents are available 24/7 for any of your homeowners insurance questions or concerns.

Related links

Philadelphia car insurance
Are you a driver in the City of Brotherly Love? Get the lowdown on Philly car insurance.

Shopping for homeowners insurance
Learn how to design a policy that'll make you feel like the family hero.

Wonder if you could be saving on homeowners insurance?

Get your free quote online.

Or call 1-866-439-5633.