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Ohio residents who bundle their home insurance with auto insurance can save even more! Here's how.

ohio homeowners insurance

The Buckeye State has a lot to offer homeowners, like vast plots of land and top-quality schools (even the Rock and Roll Hall of Fame!). You can get even more out of the place you call home when you have affordable Ohio home insurance that covers you, your pad, and even your guests.

Whether you live in a rural town or a bustling city like Columbus or Cleveland, get a free homeowners insurance quote for your Ohio home to find out how our flexible coverage options and personalized discounts can help you keep what matters most safe and sound.

ohio homeowners insurance discounts

A great policy doesn't have to cost a fortune — we make it easy to score discounts on your coverage.

You can save simply by having another policy with us (like motorcycle insurance or car insurance) in addition to your Esurance homeowners coverage. Or if you have safety features in your home, such as a state-of-the-art security system to help prevent burglary, you could be rewarded for reducing your risk.

And just for choosing Esurance to insure your home, you could score savings on your premium for the first 2 policy terms with our Welcome Home discount.

Other discounts for homeowners in Ohio include:

  • Loyal Customer discount
  • Future Effective Date discount
  • DIY Inspection discount
  • Claim-Free discount
  • Home Safety Features discount
  • Smoke-Free discount
  • Preferred Buyer discount
  • Hail Resistant Roof discount
  • New Home discount

standard homeowners coverages in ohio

Homeowners insurance from Esurance has a top-tier mix of coverage options that come standard with your policy to protect you (and your finances) from a wide array of risks and disasters. Whether it's a weather-related incident or even an unfortunate accident away from home, you're better protected with home insurance.

Dwelling protection

Ohio suffers from a decent (or indecent, really) number of tornadoes, with an average of nearly 20 a year. Fortunately, homeowners insurance protects you against all sorts of incidents, like fire, wind, vandalism, and much more. Your Esurance home policy can help you repair or rebuild after such disasters.

It's good to get at least enough dwelling protection to cover the total cost of rebuilding your house in case of catastrophe. Plus, you can always tack on even higher limits if you'd like.

Family liability protection

If you or someone on your policy accidentally injures someone or damages others' property, your homeowners policy could help cover liability costs like hefty legal fees, settlements, and medical bills.

Plus, it's simple to raise your liability coverage limit if you'd like. Even better: you don't have to pay a deductible for this coverage to kick in.

Other standard coverages in the Buckeye State include:

  • Personal property protection
  • Additional living expense coverage
  • Guest medical protection
  • Other structures coverage

optional coverages for ohio homeowners

While you're getting your quote, you can easily get the most out of your Esurance homeowners policy by purchasing additional coverages for your house, valuables, and more.

Roof surfaces extended coverage

Depending on where in Ohio you live, you can get upwards of 60 inches of snow a year. And if Mother Nature unleashes her wrath on your roof, the damage could exceed your dwelling coverage limits or other structures protection.

Fortunately, you can add roof surfaces extended coverage to your policy, which helps provide the funds to repair or replace your roof (up to your coverage limit) if wind, hail, or another covered hazard damages it.

Want more optional coverages to boost your protection? When you get your free Esurance quote, you'll be able to find other handy choices we offer, such as identity theft expense coverage, building codes coverage, eco upgrade coverage, and additional coverage on jewelry, watches, and furs.

Related links

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Wonder if you could be saving on homeowners insurance?

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or call 1-866-439-5633