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new jersey homeowners insurance

New Jersey has something for everyone, whether you love to chow down on some serious diner food, stroll along the boardwalk in Atlantic City, or unwind on the historic beaches of Cape May County. To help protect your house and valuables while you're out soaking up all the Garden State's good times, there's homeowners insurance.

Even though we don't yet offer coverage in New Jersey, you can grab your free quote through our site to get a handy homeowners insurance policy with our trusted partner.

what our customers say


I think you're doing a pretty good job. I'm not computer savvy at all and I'm able to follow your directions to print insurance cards and look around my homeowners policy very easily. Thank you!

— Linda, Nevada


Our rep really took the time to explain each step of the process and was great at following up. She made the process easy and I appreciate her helping my family get our house back together.

— Tommy, Nevada


The entire [claim] process was quickly handled and there was no hassles. It was a truly stress-free experience which is rare nowadays. Thanks Esurance for not letting this turn into a nightmare.

— Iola, Kansas

what does homeowners insurance cover?

A New Jersey homeowners policy from a reliable Esurance partner helps ensure you have peace of mind for your most prized investment. Basic coverage typically includes:

  • Dwelling protection to help rebuild your home if it suffers damage from a natural disaster or other covered incident
  • Personal property protection to help replace stolen valuables or repair their damage
  • Liability coverage in case visitors get hurt on your property
  • Additional living expense coverage to handle the cost of accommodations if you have to clear out of your home for a bit following a covered loss

You'll also be able to select from a broad range of optional coverages when you get your free quote, which could help handle everything from identity theft to a collapsed carport.

is homeowners insurance legally required in new jersey?

Usually, yes. If you finance your home with a mortgage, your lender generally requires basic coverage as part of their terms. Regardless, homeowners coverage, same as auto insurance, is a wise addition for just about anyone — and going without it is asking for trouble.

For instance, if the worst happens and a hurricane levels your home (not so hard to imagine after recent landfalls from Irene and Sandy in 2011 and 2012), would you be able to afford a total rebuild out of your own pocket? Or say a burglar breaks in and makes off with your priceless possessions — like that mint-condition Springsteen vinyl in its original sleeve, perhaps — replacing them on your own could be a financial hit you simply can't take.

In the face of unpredictable risks, nothing helps safeguard your family, finances, and future quite like homeowners insurance you can trust.

protect your castle and save: safety discount in new jersey

The Garden State reported roughly 477 burglaries per every 100,000 residents in 2012. To help avoid becoming a statistic yourself, your best defense is a reliable home security system. And for even more incentive to make your abode impenetrable, keep in mind that having a central-monitored burglar alarm could mean savings on your homeowners insurance rates with a convenient discount.

Get your free quote to see if you qualify for this or other savings opportunities. And check out the Esurance Info Center for other insightful tips on preventing home burglaries.

Wonder if you could be saving on homeowners insurance?

Get your free quote online.

Or call 1-866-439-5633.